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Industry Ratings

Western & Southern Financial Group is one of the strongest life insurance groups in the world.

Industry ratings from the four major rating agencies —
A.M. Best, Standard & Poor’s, Fitch and Moody’s — are a true measure of a company’s financial strength and stability.

Following are the ratings of Western & Southern’s six life and health insurance companies — The Western and Southern Life Insurance Company, Western-Southern Life Assurance Company, Columbus Life Insurance Company, Integrity Life Insurance Company, National Integrity Life Insurance Company, and The Lafayette Life Insurance Company.

A.M. Best



Superior ability to meet ongoing insurance obligations (second highest of 16 ratings; rating held since June 2009)

Standard & Poor's


Very Strong

Very strong financial security characteristics (third highest of 21 ratings; rating held since July 2013)



Very Strong

Very strong capacity to meet policyholder and contract obligations on a timely basis (third highest of 21 ratings; rating held since June 2009)




Excellent financial security (fourth highest of 21 ratings; rating held since February 2009)*



out of


The Comdex Ranking is a composite of all the ratings a company has received from the major rating agencies. It ranks insurers on a scale of 1 to 100 (where 1 is the lowest) in an effort to reduce confusion over ratings because each rating agency uses a different scale.

* The Lafayette Life Insurance Company is not rated by Moody's.


Ratings are subject to change from time to time. The ratings shown here are correct as of 07/13/2016.

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