Born as a modest, door-to-door business during America's industrial age — and built to last — Western & Southern Financial Group is today among the financially strongest life insurance groups in the world.
We have endured and thrived because we never lost sight of our purpose: to use our financial strength to provide financial security to those we serve. We earn your trust by operating with integrity, making sensible decisions, and faithfully honoring our promises today, tomorrow and always.
Our family of companies continues to grow and diversify, fortifying our financial foundation and embracing new opportunities to meet your needs through superior service and an ever-expanding range of insurance, investment and retirement solutions.
We have always been a human institution serving human needs, committed to helping you live the life you want to live. This organizing principle united our founders and remains our mission today.
Financial ratings from independent rating agencies — A.M. Best, Standard & Poor’s, Fitch and Moody’s — are solid indicators of our financial strength and stability.
Western & Southern’s seven life and health insurance companies — The Western and Southern Life Insurance Company, Western-Southern Life Assurance Company, Columbus Life Insurance Company, Gerber Life Insurance Company, Integrity Life Insurance Company, National Integrity Life Insurance Company and The Lafayette Life Insurance Company — maintain very strong financial ratings.
Gerber Life is rated only by A.M. Best with a rating of A/Excellent for its excellent ability to meet ongoing insurance obligations (third highest of 13 ratings, held since January 2019). Lafayette Life is not rated by Moody’s.
Western & Southern achieved record results in many areas in 2021.
assets owned and managed
life and health premiums and annuity sales
investment assets under management*
mutual fund sales
*As of Dec. 31, 2021. Includes assets under management by Fort Washington Investment Advisors of $73.8 billion and $4.5 billion in commitments managed by Fort Washington Capital Partners Group, a firm division.
Member Company Highlights
The financial solutions delivered by each of our member companies helped them drive excellent results in 2021.
Financial strength is critical to organizations like ours that strive to deliver solid results for you. With a heritage dating back to 1888, the disciplined way we approach our business delivers financial strength that is among the highest in the life insurance industry.
Despite the continuing challenges posed by the COVID-19 pandemic and the shift in policies at the federal level, we finished 2021 in the best financial position in our company’s history with record results in nearly every financial performance metric.
Our customers have been at the heart of our business ever since our founding as The Western and Southern Life Insurance Company in 1888. In 2021, 6.5 million customers sought solutions offered by the member companies of Western & Southern Financial Group to help provide financial security and peace of mind.
Our Corporate Responsibility Report focuses on our relationship of responsibility to you and the communities we serve. Accomplishing our mission relies on key practices and policies designed to leave a positive impact on you, our communities and the world.
Culture is a way of life shared by a group of people — how we act, what we believe, how we treat one another, and what we value. At Western & Southern, where we focus on creating value through everything we do, we believe our culture sets us apart.
We provide meaningful and challenging work for our associates at both our Cincinnati home office and at field offices in many states. We also offer an outstanding benefits package that includes a defined benefit pension plan and 401(k) match so our associates can enjoy financial security and a rewarding career they cannot find anywhere else.
Our leadership team brings a wealth of knowledge and deep experience in the financial services industry that guides every step we take to deliver financial security to you, your families and business partners.