Skip to Main Navigation Skip to Main Content
Man calculating expenses

Lifetime Income Solutions Program

Tackle Retirement with the Income Fact Finder

Get help creating your retirement income game plan. Check your retirement readiness with the Income Fact Finder. This interactive worksheet features Western & Southern spokesperson Cris Collinsworth and provides a concise and user-friendly summary of income needs and sources. Use it to compare results and inventory investable holdings that may help bridge income gaps.

A completed fact finder can be saved, printed and emailed as needed. Plus, you can use it to discuss results with your financial professional and create a game plan to adjust for the future. 

Meet Meg. She Solved Her Retirement Needs. And So Can You.

Need retirement income you can’t outlive? Have coffee with Meg. Take a video break and learn how Meg uses a single premium immediate annuity (SPIA) to alleviate concerns about outliving her retirement assets and being unable to meet monthly expenses.

Seeking Income? Hear Meg's Story

See how one client created an “income strong” retirement strategy she can’t outlive.

IMPORTANT DISCLOSURES

IncomeSource:

An immediate annuity is permanent. An owner has no access to the premium, which converts to income payouts. A contract has no cash value, no death benefit and can’t be surrendered. Terms such as the payout amounts, timing and rates cannot be changed, unless commutation elected. Payouts end at annuitant death unless certain period or installment refund option elected. Life contingent payout may be less or more than premium based on length of annuitant(s) life. Life and Temporary Life payouts provide no benefit on or after the death of the annuitant(s). The commutation rider is not available in all states. IPO payments are initially lower than a payout option without IPO. IPO payments increase annually and at some point, depending on payout elected and annuitant’s longevity, exceed those received under an option without IPO. If annuitant dies prior to life expectancy, a payee may receive less total income with an IPO than without one.

Single Premium Immediate Annuity contract series ICC10 ENT-01 0901, ENT-01 0901, ENT-01 0901 NY.

Payment of benefits under an annuity contract is the obligation of, and is guaranteed by, the insurance company issuing the annuity. Guarantees are based on the claims-paying ability of the insurer. All are members of Western & Southern Financial Group. W&S Financial Group Distributors, Inc., is an affiliated agency of the issuer. Issuer has sole financial responsibility for its products. This contract has limitations. Annuity benefits offered may vary due to misstatement of sex or age. Interest rates are declared by the insurance company at annual effective rates, taking into account daily compounding of interest.

Earnings and pre-tax premium payments are subject to income tax at withdrawal. Withdrawals prior to age 59½ are generally subject to a 10% IRS penalty tax.

Western & Southern member companies and their agents do not offer tax advice. For specific tax information, consult your attorney or tax advisor. Product and feature availability, as well as benefit provisions, vary by state. See your financial professional for availability, details and limitations.

NOTE: Product availability may vary by distribution channel and state availability. Please consult your financial professional for the products they represent.

Securities offered through Touchstone Securities, Inc. Cincinnati, OH, a registered broker-dealer and member FINRA/SIPC.

No bank guarantee.
Not a deposit.
May lose value.
Not FDIC/NCUA insured.
Not insured by any federal government agency.