Continue Living Your Best Life

Life can get expensive when faced with critical illness.  While medical insurance often pays for most physician and hospital costs, many expenses, such as lost income while you are off work, are not covered.  Critical illness insurance may help close the gap and provide the financial safety net your family needs. 

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Why Critical Illness Insurance

Critical illness insurance pays a lump sum directly to you, not your health care provider, upon diagnosis of certain critical health conditions.  It allows you to focus on your treatment, and not your finances.  Most policies pay a 100 percent lump sum benefit, regardless of health insurance benefits, for the following illnesses:

  • Heart attack (myocardial infarction)
  • Life threatening cancer (malignant)
  • Stroke
  • Major organ transplant
  • End-stage renal (kidney) failure
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What Expenses are Covered?

The money is for you and your family to use as you wish.  No deductibles.  No receipts.  No exclusions.  Common expenses paid with the policy:

  • Lost income while you are off work
  • Deductibles and out-of-network costs
  • Travel and lodging expenses while receiving treatment
  • Household and childcare expenses
  • Rehabilitation expenses
 

Get Your Quote - How it Works

Get a no-obligation quote from top-rated insurers.  Just follow the 3 steps below to get your free online quotes and you can compare which plan may be the best one for you.  One of our licensed agents can help you answer any questions. 
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1: Get a Quote

Answer a few questions to get your free quote through our myLifeApp.
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2: Compare

You'll receive several quotes. Simply choose the one that best fits your needs and budget.
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3: Fill Out Contact Form

We will chat with you to complete a no-cost, no-obligation review of the policy you selected.
IMPORTANT DISCLOSURES
Critical Illness insurance does not replace the need for health insurance.

Critical Illness and Critical Illness Plus Limited Benefit Policy series 0907-80 and 0907-80-U issued by The Western and Southern Life Insurance Company.

The Western and Southern Life Insurance Company, Cincinnati, Ohio, operates in DC and all states except AK, ME, MA, and NY.

Critical Illness coverage is not comprehensive health insurance coverage (often referred to as "Major Medical Coverage"). It does not satisfy the individual mandate of the Patient Protection and Affordable Care Act. It does not meet the requirements of minimum essential coverage as defined by federal law.

This policy contains exclusions, limitations, reduction of benefits and terms for keeping them in force. Product availability, benefits, coverage, exclusions and limitations may vary by state.
 

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