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Our Premium Bonus Annuity Provides a Smart Choice to Accumulate Wealth for Your Retirement

Finding the best way to accumulate wealth for retirement can be challenging. Premium Bonus Annuity is a financial solution that can help you have a specific amount of money in the future to maintain your post-retirement quality of life. You take charge of your money by deciding the frequency of your contributions, and whether to receive the accumulated value of the annuity in one lump-sum amount or distributed as income payments for a chosen period. You can also choose to receive income and never touch the principal.

Benefits of Premium Bonus Annuity

A Premium Bonus Annuity may be a practical solution to help you prepare for retirement.

  • Interest earnings are tax-deferred until your money is withdrawn or you begin to receive income payments.
  • You can have access to income payments for as long as you live.
  • Each contribution you make receives a premium bonus which is credited to your account the day your funds are received.
  • The minimum initial payment is $15,000. You can contribute additional payments of $1,000 or more at any time after your contract is issued.
  • This contract can accept up to $750,000 of total premiums paid for the life of the contract.
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Could This Flexible Premium Deferred Annuity Be Right for You?

A Premium Bonus Annuity may be best suited for individuals who want a flexible premium and are looking for a high-end annuity product with a high initial premium requirement. This annuity could benefit individuals with a variety of needs:

  • You are nearing retirement and seek a solution that will reward your large initial contribution.
  • You are looking for guarantees as you prepare to retire. You seek a retirement solution offering a guaranteed lifetime income that can continue for the remainder of your life.
  • You and your spouse are empty nesters. You have saved carefully for retirement and now seek to diversify your portfolio with a product that guarantees you'll never lose your principal.

Details About This Fixed Annuity

With a Premium Bonus Annuity, money is compounded in not just one but three ways: the principal earns interest, the interest earns interest and the money that would otherwise have been paid in taxes remains in the annuity and earns interest, assuming there are no withdrawals.

The minimum initial contribution for the Premium Bonus Annuity is $15,000. Additional contributions of $1,000 or more can be made at any time. Each contribution receives an interest rate declared by Western & Southern Life. All premiums also receive a premium bonus. Issue ages are 0-85 (applicable to both owner(s) and annuitant).

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Consider Premium Bonus

Learn about our flexible premium deferred annuity, and determine if it's the best choice for your needs.


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Flexible Premium Deferred Annuity contract series 0505-50001-I WSA issued by Western-Southern Life Assurance Company, Cincinnati, Ohio, which operates in DC and all states except AK, NH, NY and RI.

Product and feature availability, as well as benefit provisions, vary by state.

Payment of benefits under the annuity contract is the obligation of, and is guaranteed by, the issuing company. Guarantees are based on the claims-paying ability of the issuer. Products are backed by the full financial strength of the issuing company.

Earnings and pre-tax payments are subject to income tax at withdrawal. Withdrawals may be subject to charges. Withdrawals from an annuity are subject to ordinary income tax, and, if taken before age 59½, may be subject to a 10% IRS penalty.

Annuity contracts have terms and limitations for keeping them in force.  Please contact a financial representative for complete details.

Annuity products are not bank products, are not a deposit, are not insured by the FDIC, nor any other federal entity, have no bank guarantee, and may lose value.