Two people in the factory
Make Your Business Better

As a small business owner, we can help you increase efficiency and lower expenses with pension risk transfer. 

Pension Risk Transfer: Create More Stability for Your Pension Plan

As a small business owner, you have enough responsibilities on your plate. Pension risk transfer can be an effective pension plan alternative to save you time and money. Pension risk transfer allows you to replace pension benefits paid to your pension participants with annuity payments from an insurer.

With pension risk transfer, you can:

  • Reduce or eliminate the uncertainty and impact of plan volatility on your company's balance sheet
  • Free up plan time, allowing you to focus more on your core business activities
  • Reduce your need for additional resources as the complexity of regulation increases
  • Include full-service benefit administration and services for participants
  • Provide guaranteed cash flows for your participants
Seamstress at work

PensionAssist™: Pension Risk Transfer for Your Participants

We can offer you a great business solution for pension risk transfer. PensionAssistTM is a guaranteed single premium group annuity that allows your company, as the plan sponsor, to replace pension benefits you would pay pension participants with annuity payments from Western-Southern Life Assurance Company. This product solution offers your company some important benefits:

  • As plan sponsor, your company is no longer subject to Pension Benefit Guaranty Corporation (PBGC) premiums and other administrative expenses for transferred liabilities.
  • Pension liability is completely removed from your company's balance sheet.
Owner on phone

Let's Partner Together

Our financial strength, longevity and experience with life insurance and other financial products and services make us an ideal partner to help support the financial stability of your small business. We look forward to working together to help you further explore the option of using PensionAssistTM for your pension plan participants.

For more information about pension risk transfer, please contact:

Chris Roland

David DiMartino

Why Western & Southern?

Backed by nearly 130 years of financial strength, Western & Southern has been providing individuals, families and small businesses — people just like you — with exceptional personalized service since 1888. As one of the strongest life insurance groups in the world, we’re here to help protect your future, offering you stability you can count on. Our products and services include life insurance, annuities and a wide range of other financial solutions to meet your specific needs.


Group Annuity Contract ENT-02 1406 and Group Annuity Certificate ENT-02 1406 ICERT, ENT-02 1406 DCERT Western & Southern Life's PensionAssist™ is a group annuity issued by Western-Southern Life Assurance Company. Amounts contributed are deposited in the general account. The underwriting risks, financial and contractual obligations and support functions associated with the annuities issued by Western-Southern Life Assurance Company are the issuing insurer's responsibility. Any payment obligations or guarantees are contingent on the claims-paying ability of the insurer. Product features may vary by state. Not available in Massachusetts. Information provided regarding products and services is not intended to take the place of any agreements governing such products or services.

Western-Southern Life Assurance Company operates in DC and all states except AK, ME, NH, NY and RI.

Ready to Continue?

You have clicked a link to access information on a new website, so you will be leaving

Because this new site is independent, Western & Southern Financial Group neither manages nor assumes responsibility for its content. 

Are you ready to move forward?