financial representatives helping plan financial and retirement needs

Proud to Offer You Many Outstanding Financial Solutions

No matter where you live, we are available to offer assistance and answer your questions about any of our financial solutions.

Western & Southern Life: OAKLAND, CA.

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Local	510-568-2523
Toll Free	888-658-4886
FAX	510-568-5923

303 HEGENBERGER RD STE 213
OAKLAND, CA 94621-1419

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IMPORTANT DISCLOSURES

Securities offered by Registered Representatives through W&S Brokerage Services, Inc., member FINRA / SIPC. All companies are members of Western & Southern Financial Group.

Not all Agents are registered to sell securities. If you have a particular investment need and your Agent is not licensed/registered for the representation or sale of investment products, please ask to speak to an Agent who is actively registered with W&S Brokerage Services, Inc.

Some products issued by companies not affiliated with W&S Agency, Inc.

Western & Southern and its affiliates do not provide legal or tax advice. Always consult an attorney or tax advisor regarding your specific legal or tax situation.

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Western & Southern Life: OAKLAND, CA.

Financial Representatives

eugene gardner

marta higgins

raymond e martin

shahram sefidpour

phaeng toommaly

Financial Solutions

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