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5 Adoption Questions to Ask Before Starting Your Journey

Personal Finance
husband and wife ask social worker key adoption questions at her office before beginning adoption

Bringing your child home for the first time can be one of the most exciting moments of your life. Once you cross the threshold, you enter a new life phase — one filled with laughter, morning routines, family road trips, scraped knees, school plays, long hugs and many cherished memories. And bringing an adopted child home is no exception.

If you dream of starting (or growing) your family, adoption can be an incredible odyssey. But there are many adoption questions to consider before embarking on this process. Let's explore some of these considerations, which could help you decide if adoption is right for you.

1. Why Do You Want to Adopt?

Before you move forward in the adoption process, it could be a good idea to consider this question first. Adoption can be a lengthy and emotionally complex road, so it's important to think about the reasons why you want to bring a child into your home. Getting to the heart of your motivation could help you put things into perspective.

2. What Can You Provide?

Many children are in need of a loving home. From newborns and toddlers to preteens and teenagers approaching adulthood — children of all ages and circumstances are available for adoption. Some children have special needs or come from difficult backgrounds. Other children have siblings and would like to be adopted together.

Maybe you've always dreamed of adopting a newborn, or maybe you would like to give an older child a forever home. Think about your lifestyle and resources as you move through the adoption process. Are you able to provide the additional care and support they need — whether medical, psychological or emotional?

3. Where Will You Start the Adoption Process?

Whether you would like to adopt a child born in the United States or another country, there are many options available, according to the Child Welfare Information Gateway:

  • Public agency adoption
  • Private agency adoption
  • Independent adoption
  • Overseas adoption

Each option has its pros and cons, so consider doing your research to find the right choice for you. Also, note that counties and states regulate public agencies, so each one might have a different way of conducting the adoption process.

4. Are You Ready Financially?

Care and love are vital to a child's happiness, but finances are also an important consideration in the adoption process. Costs are usually associated with adoption and vary depending on how you choose to adopt your child. However, there might be adoption financing options available, according to Adoption.org. From loans, grants and payment plans to military reimbursements and more, exploring your options could help you get on firm financial ground.

In addition to financing your adoption, have you considered the costs of financially providing for a child? Food, clothing and shelter are just the basic considerations. Will you be able to provide your child with a lifetime of financial stability? Consider speaking with a financial representative who can help you complete a financial needs analysis. This could help you learn more about where you stand financially and develop a plan to reach your financial goals. A solid financial foundation could help you provide your child with a secure future.

5. Can You Give a Child a Stable & Loving Home?

Adopting a child is a major life event, and there are many things to consider: Is your home life chaotic — or somewhat serene? Are you in a serious relationship — or are you interested in becoming a single parent? Is your home a place where a child will be able to flourish? Is this the right time in your life to adopt?

When you adopt a child and bring them into a stable and loving home, it can be wonderful for you and a dream come true for the child. Think about these adoption questions and consider taking a deep, introspective look at your current situation. Adopting a child can give you a lifetime of happiness and love — and it could all start with a few simple questions.

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Information provided is general and educational in nature. It is not intended to be, and should not be construed as, legal or tax advice. Western & Southern Financial Group and its member companies (“the Company”) does not provide legal or tax advice. Laws of a specific state or laws relevant to a particular situation may affect the applicability, accuracy, or completeness of this information. Federal and state laws and regulations are complex and are subject to change. The Company makes no warranties with regard to the information or results obtained by its use. The Company disclaims any liability arising out of your use of, or reliance on, the information. Consult an attorney or tax advisor regarding your specific legal or tax situation.