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Lafayette Life: A Modern Approach for a Modern World

Lafayette Life empowers independent agents with modern whole life insurance solutions, personalized business support and the strength of Western & Southern Financial Group—one of the world’s strongest mutual insurance organizations.

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Discover Competitive Products

Whole life insurance
with uninterrupted dividend history1

Indexed annuities
with uncapped options

Retirement plans
with pension plan sales and administration for small businesses

financial reps

Receive Personalized Support

 Direct access to leadership, underwriting and service

 Regional Wholesaling, Advanced Markets and Retirement Services teams

Backed By Outstanding Financial Ratings

A+ superior

AM Best Company

Superior ability to meet ongoing insurance obligations (second highest of 13 ratings)
AA very strong

Fitch

Very strong capacity to meet policyholder and contract obligations on a timely basis (third highest of 21 ratings)
AA- very strong

Standard & Poor's

Very strong financial security characteristics (fourth highest of 21 ratings)
95 out of 100

Comdex Ranking2

Composite of the ratings a company has received from the major rating agencies
IMPORTANT DISCLOSURES

1 Dividends are not guaranteed and may be changed by the company at any time for any reason.

2 The Comdex Ranking is a composite of the financial strength ratings as determined by Standard & Poor's, Moody's, AM Best and Fitch ratings. It ranks insurers on a scale of 1 to 100 (where 1 is the lowest) in an effort to reduce confusion over ratings because each rating agency uses a different scale.

The ratings are correct as of February 18, 2025, and are subject to change. Ratings refer to the claims-paying ability of the insurance company and do not reflect the performance or safety of any investment product. The rating agencies listed above are independent of each other and use proprietary evaluation criteria and rating scales. Financial strength ratings apply to the individual member insurance companies affiliated with Western & Southern.