Our Family of Companies
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western & southern life logo
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Fabric by Gerber Life
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Important Notice for Policyholders
Texas and Vermont: If you have been affected by the recent natural disaster we recognize that you may experience difficulties that may impact your ability to pay premiums on time. If you are having difficulty paying your premiums, please contact your financial professional or us at 800-243-6631 for assistance.

Experience the Lafayette Life Difference

For more than a century, The Lafayette Life Insurance Company’s mission has been to maintain itself as a financially sound, quality driven, growth-oriented company, dedicated to meeting its customers’ requirements for life insurance products and services.

A Tradition of Financial Strength

For over 110 years, The Lafayette Life Insurance Company has provided life insurance, annuity, retirement and business-planning solutions to both individuals and businesses through a nationwide network of independent agents. 

Ratings That Inspire Confidence

Lafayette Life consistently receives strong ratings from the major rating agencies, including A.M. Best’s A+ (Superior)2 and a Comdex score of 963. Our ratings help us stand out among the crowd.

A Mutual Holding Company Advantage

Since our parent company is a member of a mutual holding company, we have no stockholders. Therefore, the long-term interests of our policyholders guide many of our decisions.

WOW! Concerns and Confidence Colliding!

What are the top retirement concerns among retirees and pre-retirees, and how well have they planned for lifetime income? You may be surprised.

Hear what those age 50-75 say they need and want to help build retirement income resources and confidence.

See our “Income Outcomes” Retirement Planning Confidence Survey for key insights...top takeaways...and more.

Reasons to Partner With Lafayette Life

Set yourself apart from the competition. Partner with Lafayette Life and explore the opportunities to grow your business. 

Knowledgeable in Whole Life, Indexed Annuities & Retirement Plans

  • Lafayette Life’s portfolio of dividend-paying whole life insurance with living benefits and waiver of premium disability benefit offers flexible protection.4,5
  • Competitive fixed indexed annuities offer growth potential and income guarantees.
  • Our single premium indexed annuity includes uncapped options linked, in part, to a multi-asset class index and features an optional GLWB rider.

Pension Plans Tailored for Small Businesses

  • For over 30 years, our Retirement Services team has been helping small- to mid-sized businesses establish company-sponsored retirement plans tailored for owners and employees. We are one service provider for plan design, administrative services and funding options.
  • Partner with our experienced and dedicated team and explore the opportunities to grow your business by focusing on this market.

Highly Responsive Sales Support

  • All producers receive high-touch, concierge style service and Sales Desk support. Connect with a person who knows your business best.
  • Our Advanced Markets team focuses on affluent individuals and business owners to help you leverage sales and work with our team directly on complex cases.
  • Let our training programs — including one-on-one, live and on-demand webinars for producers, and client-focused educational programs — help support you and your business.

Broaden Your Financial Education

Our educational articles cover a variety of financial topics to help you reach your goals. Find out more about retirement planning, life insurance, investing, personal finance and small business. 


Our resources can help increase your financial literacy and empower you to make more informed decisions about your financial future.
Boost Your Financial Know-How


Life is better when you feel secure. Lafayette Life has a strong, diverse portfolio of products for your current and future needs. 
Explore Our Products

1 Life insurance policy guarantees are subject to the timely payment of premiums. Loans and withdrawals will reduce the death benefit.
 A.M. Best’s A+ rating for superior ability to meet ongoing insurance obligations (second highest of 13 ratings; held since June 2009). Ratings are subject to change from time to time. The ratings shown here are correct as of September 2019.
3 The Comdex is a composite of all ratings a company has received from the major rating agencies. It ranks insurers on a scale of 1 to 100 (where 1 is the lowest) in an effort to reduce confusion over ratings because each rating agency uses a different scale.
4 Dividends are not guaranteed and may change at any time.
5 Rider features and benefits may vary and may not be available in all states.