Your Service Provider for All Your Small Business Financial Solutions

At Lafayette Life, we pride ourselves on personalized services and retirement plans. We look forward to the opportunity of providing insurance, business planning and retirement plan services for you and your business.

Your Source for Small Business Retirement Solutions

For over thirty years, The Lafayette Life Insurance Company has provided pension services to the small business market. We offer convenient, one provider service for plan design, document services, administrative services, funding options, and distribution planning.

Employer Sponsored Retirement Plans Designed for Your Business

We can help you protect your financial future with a retirement plan for you and your business.

Defined Benefit Plans

These plans pay a specified benefit to the employee that is guaranteed at retirement. You as the employer make annual contributions to the defined benefit plan to reach a funding target.

Defined Contribution Plans

These plans may allow contributions from employees, and the benefit they receive at retirement will be based on discretionary contributions made by the employee, the business or both, and interest earned through the years.

Business Planning Strategies for Your Small Business Challenges

You have worked hard to build something everyone can be proud of. Now is the time to take steps to help ensure the success and survival of your business for generations to come.

Buy-Sell Agreement

A buy-sell agreement is a contract between a company or a company’s co-owners to buy, and obligating you or your estate to sell, the business interest in case of specific events such as death, disability, withdrawal or retirement.

Key Person Insurance

In a key person arrangement, the Lafayette Life insurance policy is owned by the business, which is also the beneficiary. The life insurance policy is an asset of the business.

Executive Bonus Arrangements

An executive bonus arrangement is a cost-efficient, simple-to-administer method of rewarding select employees. It's important to attract and retain key employees in today's competitive world.

Split Dollar Arrangements

A split dollar arrangement can share or split the cost of providing an incentive program using life insurance. Which split dollar plan you select depends upon the goal of the incentive program and how much control over the life insurance policy you desire.

Let’s Team Up for Success

You and Lafayette Life could be a winning combination together. Whether you are ready to become a Financial Representative or would like to learn more about working with Lafayette Life, we are eager to hear from you.

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IMPORTANT DISCLOSURES

The Lafayette Life Insurance Company does not provide legal or tax advice. The information herein is general and educational in nature and should not be considered legal or tax advice. Tax laws and regulations are complex and subject to change, which can materially impact investment results. Lafayette Life cannot guarantee that the information herein is accurate, complete or timely. Lafayette Life makes no warranties with regard to such information or results obtained by its use, and disclaims any liability arising out of your use of, and disclaims any liability arising out of your use of, or any tax position taken in reliance on, such information. Please consult an attorney or tax professional regarding your specific situation.