Learn More About The Lafayette Life Insurance Company

Look out across the horizon...  
What do you see?  
A changed world.  
One with new challenges.

Well, challenging times call for a company that stands the test of time. 
As a member of one the strongest life insurance groups in the world... 
We’re built for times like these!

HISTORIC STRENGTH
Economic upheavals ... world wars ... health epidemics.  Our parent company has seen, met and overcome them all, over more than 130 years.¹ For generations, we’ve demonstrated resolve and resilience in fulfilling our commitments to people just like you.  In good times, and even more importantly, in uncertain ones.

CAPITAL STRENGTH 
Capital.  It’s a strong part of our financial foundation.  It helps ensure our stability as a company — and secure our ability to pay you benefits.  In fact, our capital-to-asset ratio² is more than double that of the 15 largest publicly traded life insurers. That represents resources to answer industry challenges and support product promises.

RATINGS STRENGTH
Ratings and reputation.  They go hand in hand.  So we take particular pride in both.  We stand among the highest in industry Comdex rankings.  And are highly rated by independent ratings agencies.  Ones registered as NRSROs – or Nationally Recognized Statistical Rating Organizations -- with the SEC.  That’s documented strength you can count on. 

MAKE OUR STRENGTHS YOUR STRENGTH
Built for times like these.  It’s may be just words to some.  But it’s a way of doing business to us.  So our strengths … can be your strength ... now ... and in the future. 

¹ Dates to the 1888 founding of The Western and Southern Life Insurance Company.
² 18.6% GAAP Capital-to-Asset ratio. $58,398M total assets; $47,514M total liabilities; $10,884 total capital. Average of 15 largest publicly traded life insurers ratio of 7.6%. (as of 12/31/19).

Life insurance and Annuity products are not bank products, are not a deposit, are not insured by the FDIC, nor any other federal entity, have no bank guarantee, and may lose value.

The Lafayette Life Insurance Company, Cincinnati, Ohio, is licensed in D.C. and all states except New York, and is a member of Western & Southern Financial Group. Products are backed by the full financial strength of The Lafayette Life Insurance Company.

© 2020 The Lafayette Life Insurance Company. All rights reserved.

LL-3118 (2006)

Strength. It comes in many forms. And from some places you might not expect. Let’s look at a few.

Strength can come in numbers. 95 is a good example. That outstanding number is our Comdex score -- an independent ranking of companies from 1 up to 100 … based on the combined quality of their ratings for financial strength and stability.

Strength can come in letters too. For us it’s the letter “A.” As in all the A’s we earn from top industry rating agencies such as … A.M. Best (A+ Superior) … Standard & Poor’s (AA- Very Strong) …and  Fitch (AA Very Strong). 

Strength can also be found over time. For example, our corporate heritage dates to 1888. That’s decades upon decades of experience. And decades upon decades of strength.

Strength can come from capital. In fact, Western & Southern’s capital-to-asset ratio is more than double the average of the 15 largest publicly traded U.S. life insurers.
(18.6%1 W&SFG  |  7.6% Top 15 Life Insurers)

 
But ultimately, our strength comes from you – our customers. Generations of individuals place their faith -- and trust -- and confidence in our company. To help them create an income, leave a legacy, or protect a family. Together, we are all stronger. Thank you for being a part of our strength.

LafayetteLife.com.