Look out across the horizon...
What do you see?
A changed world.
One with new challenges.
Well, challenging times call for a company that stands the test of time.
As a member of one the strongest life insurance groups in the world...
We’re built for times like these!
HISTORIC STRENGTH
Economic upheavals ... world wars ... health epidemics. Our parent company has seen, met and overcome them all, over more than 130 years.1 For generations, we’ve demonstrated resolve and resilience in fulfilling our commitments to people just like you. In good times, and even more importantly, in uncertain ones.
CAPITAL STRENGTH
Capital. It’s a strong part of our financial foundation. It helps ensure our stability as a company — and secure our ability to pay you benefits. In fact, our capital-to-asset ratio2 is more than double that of the 15 largest publicly traded life insurers. That represents resources to answer industry challenges and support product promises.
RATINGS STRENGTH
Ratings and reputation. They go hand in hand. So we take particular pride in both. We stand among the highest in industry Comdex rankings. And are highly rated by independent ratings agencies. Ones registered as NRSROs – or Nationally Recognized Statistical Rating Organizations -- with the SEC. That’s documented strength you can count on.
MAKE OUR STRENGTHS YOUR STRENGTH
Built for times like these. It’s may be just words to some. But it’s a way of doing business to us. So our strengths … can be your strength ... now ... and in the future.
1 Dates to the 1888 founding of The Western and Southern Life Insurance Company.
2GAAP basis 14.6% (as of 12/23/23) with total assets of $75.085 billion, total liabilities of $64.137 billion and total equity of $10.948 billion; as compared to the 3.6% average (as of 12/31/23) of the 15 largest publicly traded life insurers doing business in the U.S.
Lafayette Life End Disclosures:
The Lafayette Life Insurance Company, Cincinnati, Ohio, is licensed in D.C. and all states except New York, and is a member of Western & Southern Financial Group. Products are backed by the full financial strength of The Lafayette Life Insurance Company.
Comdex ranking, current as of July 2024, is a composite of all the ratings a company receives from the major rating agencies.* It ranks insurers on a scale of 1 (lowest) to 100 in an effort to reduce confusion over ratings as each agency uses a different scale.
This may contain information obtained from third parties, including ratings from credit ratings agencies such as Standard & Poor's.
Reproduction and distribution of third party content in any form is prohibited except with the prior written permission of the related third party. Third party content providers do not guarantee the accuracy, completeness, timeliness or availability of any information, including ratings, and are not responsible for any errors or omissions (negligent or otherwise), regardless of the cause, or for the results obtained from the use of such content. THIRD PARTY CONTENT PROVIDERS GIVE NO EXPRESS OR IMPLIED WARRANTIES, INCLUDING, BUT NOT LIMITED TO, ANY WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE OR USE. THIRD PARTY CONTENT PROVIDERS SHALL NOT BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, EXEMPLARY, COMPENSATORY, PUNITIVE, SPECIAL OR CONSEQUENTIAL DAMAGES, COSTS, EXPENSES, LEGAL FEES, OR LOSSES (INCLUDING LOST INCOME OR PROFITS AND OPPORTUNITY COSTS OR LOSSES CAUSED BY NEGLIGENCE) IN CONNECTION WITH ANY USE OF THEIR CONTENT, INCLUDING RATINGS. Credit ratings are statements of opinions and are not statements of fact or recommendations to purchase, hold or sell securities. They do not address the suitability of securities or the suitability of securities for investment purposes, and should not be relied on as investment advice.
*The Lafayette Life Insurance Company is not rated by Moody's.
Life insurance and annuity products are not bank products, are not a deposit, are not insured by the FDIC, nor any other federal entity, have no bank guarantee, and may lose value.
© 2024 The Lafayette Life Insurance Company. All rights reserved.
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