Western & Southern dates to the 1888 founding of The Western and Southern Life Insurance Company.
1 Annuity guarantees subject to issuing company ability to pay for them. These don’t apply to variable accounts subject to investment risk, including possible loss of principal.
IncomeSource issued by Integrity Life Insurance Company, Cincinnati, OH, and National Integrity Life Insurance Company, White Plains, NY. Single Premium Immediate Annuity contract series ICC16 ENT-01 1701, ENT-01 1701 NY. Indextra issued by Integrity Life Insurance Company, Cincinnati, OH. Single Premium Deferred Annuity Contract with Indexed Interest Options series ICC14 ENT-03 1406. Legacy Forward II issued by National Integrity Life Insurance Company, White Plains, NY and Western-Southern Life Assurance Company, Cincinnati, OH. Single Premium Universal Life Policy contract series ICC12 1301-3030 WSA, ICC12 1301-3030 NIL, 1301-3030 NIL NY.
Payment of benefits under the annuity contract is the obligation of, and is guaranteed by, the issuing company. Guarantees are based on the claims-paying ability of the issuer. Products are backed by the full financial strength of the issuing company.
Earnings and pre-tax payments are subject to income tax at withdrawal. Withdrawals may be subject to charges. Withdrawals from an annuity are subject to ordinary income tax, and, if taken before age 59 ½ may be subject to 10% IRS penalty.
Annuity contracts have terms and limitations for keeping them in force. Please contact a financial representative for complete details.
An annuity is a long-term financial vehicle designed for retirement. An insurance company accepts premiums and provides future income or a lump-sum amount to the contract owner by contractual agreement.
W&S Financial Group Distributors, Inc. (doing business in CA as W&S Financial Insurance Services) is an affiliated life insurance agency of the issuer. Issuer has sole responsibility for products. Products vary by distribution and state. For full details, contact a representative.
No bank guarantee. Not a deposit. May lose value. Not FDIC/NCUA insured. Not insured by any federal government agency.