W&S Financial Group Distributors, Inc. (doing business in CA as W&S Financial Insurance Services) is an affiliated life insurance agency of the issuer. Issuer has sole financial responsibility for its products. All are members of Western & Southern Financial Group.
Payment of benefits under the annuity contract is the obligation of, and is guaranteed by, the issuing company. Guarantees are based on the claims-paying ability of the issuer. Products are backed by the full financial strength of the issuing company.
Earnings and pre-tax payments are subject to income tax at withdrawal. Withdrawals may be subject to charges. Withdrawals from an annuity are subject to ordinary income tax, and, if taken before age 59½ may be subject to 10% IRS penalty.
Annuity contracts have terms and limitations for keeping them in force. Please contact a financial representative for complete details.
An annuity is a long-term financial vehicle designed for retirement. An insurance company accepts premiums and provides future income or a lump-sum amount to the contract owner by contractual agreement.
Annuity products are not bank products, are not a deposit, are not insured by FDIC, nor any other federal entity, have no bank guarantee, and may lose value.
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Our company is highly rated A+ Superior by A.M. Best
with a high 96 out of 100 independent COMDEX ranking.
Plus, we have a heritage of helping protect financial futures since 1888.
So, let our strengths be your strengths.
Learn more at W&SFinancialPartners.com.
It's knowing that your door is always open
And your path is free to walk
That makes me tend to leave my sleeping bag
Rolled up and stashed behind your couch
And it's knowing I'm not shackled
By forgotten words and bonds
And the ink stains that are dried upon some line
That keeps you in the backroads
By the rivers of my memory
That keeps you ever gentle on my mind
Through life's ups and downs and long way arounds
You'll feel better knowing Western & Southern
is with you through it all
That you're waiting from the backroads
By the rivers of my memories
Ever smilin' ever gentle on my mind