Meet Our Companies
W&S Financial Group Distributors
W&S Financial Group Distributors, Inc. (W&SFGD) is a member of the Western & Southern Financial Group, Inc. family of companies. Our parent company, Western & Southern Financial Group, Inc., dates back to 1888 and is one of the financially strongest life insurance groups in the world. W&SFGD is based in Cincinnati, Ohio and comprised of a range of financial services providers. The organization offers annuity and life insurance solutions issued by the Integrity companies. Learn about them below.
Integrity Life Insurance Company
Since 1966, Integrity Life Insurance Company (Integrity Life) has delivered innovative long‐term insurance products designed to help provide a lifetime of financial confidence. Based in Cincinnati, Ohio, we conduct business through financial professionals representing a range of distribution channels. Integrity Life is licensed to sell annuities and life insurance in the District of Columbia and all states except New York. We are a member of Western & Southern Financial Group, a family of diversified financial services companies with a heritage dating back to 1888.
National Integrity Life Insurance Company
Since 1968, National Integrity Life Insurance Company (National Integrity Life) has delivered innovative long‐term insurance products designed to help provide a lifetime of financial confidence. Domiciled in Greenwich, New York, we conduct business through financial professionals representing a range of distribution channels. National Integrity Life is licensed to sell annuities and life insurance in New York. We are a member of Western & Southern Financial Group, a family of diversified financial services companies with a heritage dating back to 1888.
Look out across the horizon.
What do you see?
A changed world.
One with new challenges.
Well, challenging times call for a company that stands the test of time.
As a member of one of the strongest life insurance groups in the world, we're built for times like these.
Economic upheavals, world wars, health epidemics, our parent company has seen, met and overcome them all
over 130 years.
For generations, we've demonstrated resolve and resilience in fulfilling our commitment to people just like you.
In good times and, even more importantly, in uncertain ones.
It's a strong part of our financial foundation.
It helps ensure our stability as a company.
And secure our ability to pay you benefits.
In fact, our capital to asset ratio is more than double that of the 15 largest publicly traded life insurers.
That represents resources to answer industry challenges and support product promises.
Ratings and reputation, they go hand in hand.
So we take particular pride in both.
We stand among the highest in industry Comdex rankings.
And are highly rated by independent rating agencies.
Ones registered as NRSROs or Nationally Recognized Statistical Rating Organizations with the SEC.
That's documented strength you can count on.
Built for times like these.
It may just be words to some, but it's a way of doing business to us.
So our strengths can be your strength.
Now and in the future.
Products Built for Times Like These
Products Built for Times Like These
When you build a house, you build it to be solid … stable … and secure.
You want it to be strong to withstand the elements.
Likewise, when building your protection portfolio, it’s just as important to build it with financial vehicles that are solid … stable … and secure. To help you withstand challenging economic storms.
That’s never been more important than now, as we face new challenges in our world. That’s why our products – annuities and life insurance – are built for times like these.
Let’s take a look at just a few of their features you can count on …
You can lock in interest rates on some annuities. So you can secure the return you expect. Plus, guaranteed minimum rates frame a strong foundation or certainty.
You can receive a guaranteed retirement income stream from an annuity. For specific time frames. Or even for your whole life. It’s a powerful benefit you’re sure to value over time.
You can stop worrying about the market with an indexed annuity. Its return is guaranteed to never be negative, even if the market goes down. That’s a secure feeling.
“Products built for times like these.” It may be just words to some. But it’s a way of doing business to us. So our strengths … can be your strength … now … and in the future.
They say there are millions of fish in the sea.
Likewise, there are over 750 life and health insurance companies according to NAIC.
So, how do you know which are a "good catch"?
Independent industry ratings can net you evidence. For example:
Out of all the insurance groups in the sea …
Just 60 are rated A+ (Superior) or better by A.M. Best.
We’re one of them.
Of those, only 28 are rated AA- (Very Strong) of better by Standard and Poor’s.
We’re in that group too.
Of those, only 15 are rated Aa3 (Excellent) or better by Moody’s.
We’re in that group also.
Of those, only 9 are rated AA (Very Strong) or better by Fitch.
And in that small school, we’re one as well.
Keep these facts in mind as you weigh your company choices.
They just may … tip the scales.
For more information, visit: WSFinancialPartners.com/Ratings
Flexible Premium Deferred Fixed and Variable Annuity INT96 Rev., NIL 06-04, NIL 07-04 NY Cert, NIL 07-07, NIL 07-07 NY Cert, ICC10 INT-15 1011, ICC10 NIL-15 1011, NIL-15 1011 NY R. Single Premium Deferred Fixed Annuity Contract INT-03 0712, NIL-03 0712, NIL-03 0712 NY Cert, INT 04-03, NIL 04-03, NIL 03-02-2 NY. Single Premium Immediate Annuity ICC09 ENT-01 0901, ENT-01 0901, ENT-01 0901 NY. Single Premium Deferred Annuity Contract with Indexed Interest Options ICC14 ENT-03 1406. Single Premium Deferred Annuity Contract with Market Value Adjustment Feature and Interest Rate Enhancement ICC11 INT-16 1112, ICC11 NIL-16 1112, NIL-16 1112 NY R. Flexible Premium Deferred Fixed Annuity INT96 Rev., NIL 04-04-3. Single Premium Universal Life Policy ICC12 1301-3030 WSA, ICC12 1301-3030 NIL, 1301-3030 NIL NY. Single Premium Deferred Annuity Contract ICC12 1303-52006 WSA, ICC12 1303-52006 NIL, 1303-52006 NIL NY R
No bank guarantee. Not a deposit. May lose value. Not FDIC/NCUA insured. Not insured by any federal government agency.
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