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IncomeSource Select

IncomeSource® Select Deferred Income Annuity (DIA)

IncomeSource® Select flexible premium deferred paid-up annuity, helps address the challenges of retirement well-being by securing guaranteed lifetime income today for use tomorrow.

Retirement Income Flexibility
IncomeSource Select provides future payouts in a variety of frequencies and options to meet different needs today. It can even provide income you cannot outlive.

Qualifying Longevity Annuity Contract (QLAC)
IncomeSource Select is QLAC compliant, allowing IRA owners and defined contribution plan participants to defer taxes and address retirement income risks.

Company Strength
IncomeSource Select is backed by an issuer with high industry ratings.

Issuer(s): Integrity Life Insurance Company, National Integrity Life Insurance Company


IncomeSource Select is issued by Integrity Life Insurance Company, Cincinnati, OH. NAIC number 74780 and National Integrity Life Insurance Company, White Plains, NY. NAIC number 75264. Integrity Life operates in DC and all states except NY where National Integrity Life operates. W&S Financial Group Distributors, Inc. (doing business in CA as W&S Financial Insurance Services) is an affiliated life insurance agency of the issuer. Issuer has sole financial responsibility for its products. Both companies are members of Western & Southern Financial Group.

A deferred income annuity is permanent. Owner has no access to premium, which converts to an income payout stream if at least one annuitant is alive on the Income Date. There is no cash value and the annuity can’t be surrendered. Contract terms, such as payment amount and frequency, cannot be changed, except under limited circumstances as described in the contract. A deferred income annuity should not be purchased if access may be needed to any of the premium for living expenses or other purposes. If a payout for life or two lives is selected, whether the payout received will be greater or less than the premium paid will depend on how long the annuitant(s) lives.

Payment of benefits under the annuity contract is the obligation of, and is guaranteed by, the insurance company issuing the annuity. Guarantees are based on the claims paying ability of the insurer. Products are backed by the full financial strength of Integrity Life. Earnings and pre-tax premium payments are subject to income tax at withdrawal. Withdrawals may be subject to charges. Withdrawals from an annuity are subject to ordinary income tax and, if taken before 59½, may be subject to a 10% IRS penalty. Neither Integrity Life nor its agents offer tax advice. For specific tax information, consult your attorney or tax advisor. Earnings and pre-tax payments are subject to income tax when received. Western & Southern member companies and their agents do not offer legal or tax advice.

Product and feature availability, as well as benefit provisions, vary by state. See you financial professional for product details and limitations. Flexible Premium Deferred Paid-Up Annuity Contract Series ICC17 ENT-04 1708 and ENT-04 1708 NY.

No bank guarantee. Not a deposit. May lose value. Not FDIC/NCUA insured. Not insured by any government agency.

Securities offered through Touchstone Securities, Inc., Cincinnati, OH, a registered broker-dealer and member FINRA/SIPC.