Pass Annuity Payouts to the People You Love

A Stretch annuity strategy does what its name suggests. It’s a strategy that “stretches” annuity payouts – beyond the annuity owner’s death – over the lifetime of others – such as spouses, children or grandchildren.

Explore Stretch Advantages
Transfer Wealth: Create a controlled transfer of assets from annuity owners to their beneficiaries.

Tame Taxes: Help beneficiaries maximize tax deferred growth and minimize estate taxes.

Be Remembered: Keep your legacy alive. Each payout is a chance for recipients to recall your generosity.

We Stretch, Some Others Don’t
This concept may not be commonly offered by many insurers. But it can help secure greater long-term financial confidence. Expand your knowledge of this strategy. Contact a rep and start stretching today.

A Simple Example

Let’s say you own an annuity. It’s paying protected lifetime income to you. And you set up your two children as beneficiaries. When you die, each child receives payouts for their lifetimes. Or you could stretch the income to a spouse or sibling for their lifetime.

A Strong Solution

When you stretch an annuity, you expect benefits to last a long time. So consider a company that’s been around a long time. We have an 1888 heritage and a history of weathering challenging economic times. Choose us to stretch with strength.

IMPORTANT DISCLOSURES

Products issued by Integrity Life Insurance, Cincinnati, OH, and National Integrity Life Insurance, White Plains, NY. Integrity Life operates in DC and all states except NY, where National Integrity Life operates. W&S Financial Group Distributors, Inc., Cincinnati, OH, (doing business in CA as W&S Financial Insurance Services) is an affiliated agency of the issuer. Issuer has sole financial responsibility for its products. All companies are members of Western & Southern Financial Group, Inc.

Payment of benefits under the contract is the obligation of, and is guaranteed by, the insurance company issuing the product. Guarantees are based on the claims-paying ability of the insurer. Products are backed by the full financial strength of the insurer. Earnings and pre-tax payments are subject to income tax at withdrawal. Withdrawals may be subject to charges. Withdrawals from an annuity are subject to ordinary income tax, and, if taken before age 59½, may be subject to 10% IRS penalty.

Neither Western & Southern Financial Group, Inc., nor its member companies provide legal or tax advice. The information provided is general and educational in nature and should not be relied upon as legal or tax advice. Tax laws are complex and subject to change. No guarantees, representations or warranties are made regarding the accuracy or completeness of this information, and no liability is assumed for its use. Clients are advised to consult an attorney or tax professional regarding their specific situation.

No bank guarantee • Not a deposit • May lose value • Not FDIC/NCUA insured • Not insured by any federal government agency.

Pass Annuity Payouts to the People You Love

A Simple Example

A Company Built for Times Like These

Ready to Continue?