Our Family of Companies
western & southern financial group
western & southern life
columbus life insurance company
eagle realty group
fort washington investment advisors
gerber life insurance
integrity life insurance company
lafayette life insurance company
national integrity life insurance company
touchstone investments
western & southern financial group distributors
Couples enjoying each other company discussing annuities
Annuities Can Help Address Retirement Risks & Goals


Expanding lifespans. Growing costs. Shifting markets. Changing interest rates. Shrinking pensions. Securing a comfortable retirement lifestyle poses mounting challenges. And carries greater personal responsibility.

Annuities can help address long-term challenges. Their guarantees help protect against financial risks during accumulation and payout. For retirement well-being, consider annuity products that turn assets into reliable, repeatable, sustainable, protected lifetime income.1

1 An annuity contains guarantees and protections that are subject to the issuing insurance company’s ability to pay for them. But these guarantees don’t apply to any variable accounts that are subject to investment risk, including possible loss of your principal.

Types of Annuity Solutions

Fixed Annuities

Accumulate interest at a specified rate and the funds can then be paid out as income at a later date

Explore Fixed Annuities

Income Annuities

Create income or future retirement income that can be guaranteed for life

Explore Income Annuities

Indexed Annuities

Earn interest based on changes in a market index with protection against loss of principal.

Explore indextra FIA

Variable Annuities

Offers investment options with performance related to the stock market 
explore Variable Annuities

Why Annuities From W&S Financial Group Distributors?

When you’re planning how to create a financially secure retirement, you may want to consider annuities from a company with a history of stability. With our solid financial ratings from widely regarded independent agencies and a heritage of more than 130 years of financial strength, Western & Southern has become one of the strongest life insurance groups in the world.2

2 Insurance companies issuing variable life insurance and variable annuities provide a number of specific guarantees. For example, an insurance company may guarantee a minimum death benefit for a variable life insurance policy or the company may guarantee a schedule of payments to a variable annuity owner. Variable life insurance policies and variable annuities may also offer a fixed investment account which is guaranteed by the insurance company. The relative safety resulting from such a guarantee must not be overemphasized or exaggerated as it depends on the claims-paying ability of the issuing insurance company. There must be no representation or implication that a guarantee applies to the investment return or principle value of the separate account. Similarly, it must not be represented or implied that an insurance company’s financial ratings apply to the separate account.

Securities offered through Touchstone Securities, Inc. Cincinnati, OH, a registered broker-dealer and member FINRA/SIPC.

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