Insurance for Life's Challenges
Helping individuals and families achieve financial confidence is something the Western & Southern Financial Group family of companies has done since 1888. Insured protection against a household’s loss of a wage earner due to death or critical illness is an essential component of a complete financial plan. Working with financial professionals, we help connect clients with financial solutions for the future well-being of those they love.
Types of Insurance Solutions
Critical Illness Insurance
Help fill financial gaps not covered by traditional health, disability or life insurance
Life Insurance Can Help Keep Your Financial Life on Track
Take 80 seconds to learn some important life insurance facts. They can help you make informed decisions about your family’s financial future. Play this video and consider how we can help protect the ones you love.
Life Insurance Facts
Eighty-four percent of Americans would agree most people need life insurance, yet when asked, only 57% said they needed any. (Insurance Barometer Study, LIMRA & Life Happens, 2018. Insurance Barometer Study, LIMRA & Life Happens, 2019)
In the event of a tragedy, life insurance can help pay bills and meet ongoing living expenses, pay off debt, including credit cards and mortgage, finance future needs like education, protect a spouse, pay for funeral costs and leave a financial legacy. (LIFE Happens, 2019)
57% of American households have life insurance. (Insurance Barometer Study, LIMRA & Life Happens, 2019)
40% of families would immediately struggle to pay living expenses if the primary wage earner died. (Insurance Barometer Study, LIMRA & Life Happens, 2019)
43% of Americans have no insurance whatsoever. (Insurance Barometer Study, LIMRA & Life Happens, 2019)
Did you know? Over half the population thinks term life insurance is over three times more expensive that it is? (Insurance Barometer Study, LIMRA & Life Happens, 2019)
Of the people who already have a life insurance policy, 1 in 5 admit they don't carry quite enough. (Insurance Barometer Study, LIMRA & Life Happens, 2018)
44% of Millennials overestimate the cost at five times the actual amount. (Insurance Barometer Study, LIMRA & Life Happens, 2018)
3 reasons for not having life insurance are that it's too expensive, I don't have time to get the coverage and I don't know what kind of coverage I need or how much. (Life Happens, 2019)
We can help you insure the ones you love. Start now.
Western & Southern Life
Insurance | Retirement |Investments
The Western and Southern Life Insurance Company, Cincinnati, OH, operates in DC and all states except AK, ME, MA and NY. Western-Southern Life Assurance Company, Cincinnati, Ohio, operates in DC and all states except NY. Western & Southern Life is the marketing name for The Western and Southern Life Insurance Company. Each company is financially responsible for its own products and services.
Western & Southern Financial Group has a heritage of providing life insurance solutions to people just like you dating back to 1888. Our financial ratings from major rating agencies attest to financial strength and stability you can count on. As one of the strongest life insurance groups in the world, our job is to help protect your future.
1A life insurance policy provides a tax-free death benefit unless the policy reaches maturity; at that time, you may be assessed ordinary income tax on any cash value proceeds received minus premiums paid.
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