Consider the benefits a variable annuity can bring to a long-term retirement strategy. When used as designed, it’s the only investment that can provide guaranteed lifetime income options and a guaranteed death benefit to protect beneficiaries. And its guarantees are backed by the claims-paying ability of the insurer.
Enjoy added control over your investment dollars with a variable annuity. Allocate your funds among a variety of investment options (called “subaccounts”). Their objectives range from conservative to aggressive. Your investment returns are tied to the performance of the underlying investments of the sub-accounts. Are you willing to accept a greater risk profile in return for higher growth potential? A variable annuity may address your retirement goals.
Variable Annuity Solutions
VAROOM Flexible Premium Variable Annuity
Growth potential in a variable annuity for roll over money only. Invest in cost-efficient* individual exchange-traded fund subaccounts.
* Actively managed funds tend to cost more to operate than passively managed ETFs that track all indices. Expenses in turn reduce returns. All the ETFs offered through VAROOM subaccounts track market indices. Management fees for the subaccounts range from 0.04% to 0.49% (as of 2/19/19).
Integrity Life Insurance Company, Cincinnati, OH, operates in DC and all states except NY, where National Integrity Life Insurance Company, Greenwich, NY operates. NAIC numbers 74780 & 75264. Securities offered by Touchstone Securities, Inc.,* Cincinnati, OH. All companies are members of Western & Southern Financial Group. W&S Financial Group Distributors is an affiliated agency of issuer. The issuer has sole financial responsibility for its products.
Investment return and principal value of an investment in a variable annuity will fluctuate, so units, when redeemed, may be worth more or less than their original cost.
Investors should carefully consider the investment objectives, risks, charges and expenses of the contract and the underlying investment options. This and other information is contained in the product and the underlying fund prospectuses and, if available, summary prospectuses. For prospectuses, call 800.325.8583 or visit Resources. Please read the prospectuses carefully before investing.
*A registered broker-dealer and member FINRA / SIPC.
Flexible Premium Deferred Fixed and Variable Annuity Contract series ICC10 INT-15 1011, ICC10 NIL-15 1011, NIL-15 1011 NY R. Flexible Premium Deferred Fixed and Variable Annuity contract series INT96 Rev., NIL 06-04, NIL 07-04 NY Cert Flexible Premium Deferred Fixed and Variable Annuity INT96 Rev., NIL 07-07 NIL 07-07 NY Cert issued by Integrity Life, Cincinnati, Ohio, operates in DC and all states except NY, where National Integrity Life, Greenwich, New York, operates.
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