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What’s Your Plan for Guaranteed Lifetime Income?

Immediate annuities can secure a stream of guaranteed lifetime income immediately to help you create retirement confidence.

Wondering how much income per month an immediate payment amount could produce? Or, what size immediate payment amount would be needed to produce the monthly income goal you have in mind? This immediate annuity calculator helps you determine what contribution amount may be required to get you to your monthly income goal. Try it.

My Results

Based on your contribution of $ you could receive $ a month.
Monthly Payout
Total Lifetime Income with Cash Refund*
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My Retirement Income Estimate
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* Lifetime income with cash refund is only one option when purchasing an income annuity. Talk to your financial professional to review this, and other options, which may be suitable for your situation.

Information entered and displayed in this calculator will not be retained or shared. Your email address is used to deliver the calculator worksheet PDF when requested, and will not be collected, retained, shared or otherwise used by Western & Southern Financial Group.

Calculators and tools are intended to be educational and are not tailored to the needs of any specific individual. The results are hypothetical based on your input. Your results will vary. This is for illustrative purposes only.

Talk to your financial professional to review which options are suitable for your situation.

Products issued by Integrity Life Insurance Company, Cincinnati, OH, operating in DC and all states except NY, where National Integrity Life Insurance Company, White Plains, NY, operates. All companies are members of Western & Southern Financial Group.

An immediate annuity is permanent. Owner has no access to premium, which converts to an immediate income stream. There is no cash value, no death benefit and the annuity can’t be surrendered. Contract terms, cannot be changed, unless commutation is available and elected. An immediate annuity should not be purchased if access may be needed to any of the premium for living expenses or other purposes.

Payouts end at the annuitant’s death unless a certain period or installment refund option is selected. If a payout for life or for two lives is selected, whether the payouts received are less than or greater than the premium paid will depend on how long the annuitant(s) lives. If death occurs after any guaranteed income payouts have been made, no additional payments will be made to the beneficiary.

Payment of benefits under the contract is the obligation of, and guaranteed by, the issuing company. Guarantees are based on the claims-paying ability of the issuer. Products are backed by the full financial strength of Integrity Life or National Integrity Life.

Earnings and pre-tax payments are subject to income tax when received. Western & Southern member companies and their agents do not offer legal or tax advice. Income annuity payouts are based on various factors, including current interest rates, life expectancy, gender, state, annuitization election, etc. Products and features vary by state. See product details and limitations.

Single Premium Immediate Annuity Contract Series ICC16 ENT-01 1701 and ENT-01 1701 NY.

Annuity products are not bank products, are not a deposit, are not insured by the FDIC, nor any other federal entity, have no bank guarantee, and may lose value.