family protected by western southern for generations
Well Positioned to Honor Our Promises to You for Generations to Come

Through continued diversification of our business offerings, expanded distribution, and new products and capabilities, Western & Southern is well positioned to honor our promises to you — our policyholders, customers and clients — for generations to come.

Financial Strength That Helps Secure Your Future

Financial strength is critical to organizations like ours that strive to deliver solid results for you. We continue to endure and thrive because we have never lost sight of our purpose — to provide financial strength and stability to those we serve. With a heritage dating back to 1888, the disciplined way we approach our business delivers our customers, business partners and communities financial strength that is among the highest in the life insurance industry.

Record Results

Western & Southern produced outstanding financial results in 2022. 
$67.5 Billion

assets owned

$6.2 Billion

total revenue

$10.4 Billion

life and health premiums and annuity sales

$2.1 Billion

life and health premiums

$8.3 Billion

annuity sales

2022 Annual Report cover page that reads "Unquestioned strength. Unquestioned commitment."

Annual Report

Even during such a difficult year, our consistent performance and financial strength make our company well suited to help provide the financial security Americans can count on.

Financial Ratings

Western & Southern’s seven life and health insurance companies — The Western and Southern Life Insurance Company, Western-Southern Life Assurance Company, Columbus Life Insurance Company, Gerber Life Insurance Company, Integrity Life Insurance Company, National Integrity Life Insurance Company and The Lafayette Life Insurance Company — maintain very strong financial ratings. Gerber Life is rated only by A.M. Best with an A rating (Excellent ability to meet ongoing insurance obligations, third highest of 13 ratings, held since January 2019).
A+ superior

A.M. Best Company

Superior ability to meet ongoing insurance obligations (second highest of 13 ratings; rating held since June 2009) 
AA- very strong

Standard & Poor's

Very strong financial security characteristics (fourth highest of 21 ratings; rating held since August 2018)
AA very strong


Very strong capacity to meet policyholder and contract obligations on a timely basis (third highest of 21 ratings; rating held since June 2009)
Aa3 excellent


Excellent financial security (fourth highest of 21 ratings; rating held since February 2009)
comdex ranking 96 out of 100

Comdex Ranking

Composite of the ratings a company has received from the major rating agencies

Annual Report Archives


The ratings are correct as of May 12, 2023, and are subject to change. Ratings refer to the claims-paying ability of the insurance company and do not reflect the performance or safety of any investment product. The rating agencies listed above are independent of each other and use proprietary evaluation criteria and rating scales. Financial strength ratings apply to the individual member insurance companies affiliated with Western & Southern. The Lafayette Life Insurance Company is not rated by Moody’s.