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How to Buy Life Insurance

You want to keep your loved ones safe, but have you considered buying life insurance? It's an important decision that could help you protect your family's financial future.

Before you jump into the buying process, however, it's important to explore your life insurance options and discover which policy could be the best fit for your needs.

These five simple steps will help you get from quote to coverage.

  1. Get Your Life Insurance Policy Quote
  2. Start the Life Insurance Application Process
  3. Submit Your Application
  4. Get Your Life Insurance Medical Exam
  5. Accept Your Life Insurance Policy

These resources will help you along the path to purchasing protection.

Questions to Ask About Life Insurance Before You Buy a Policy

Learn some important questions to consider and ask as you go about buying life insurance.

How to Choose Life Insurance

With a variety of life insurance policies to choose from, learn how to pick the right fit for you.

9 Factors that Could Affect the Cost of Life Insurance

How much is life insurance? Learn which factors affect how much life insurance costs.

Life Insurance with Pre-Existing Conditions

Learn what health conditions can affect your ability to qualify for a life insurance policy.

Life Insurance Medical Exam

Learn what part the medical exam plays to objectively determine your health status at the time of life insurance application.

What Is a Life Insurance Beneficiary?

What is a beneficiary? Learn what it is and how to choose one. This is a very important part of the application process.

What Is a Life Insurance Premium?

What is a premium? The premium is the amount you pay to keep a policy active. Learn the details here.

The Death Benefit

What is a death benefit? The death benefit is the payout to a beneficiary when the insured dies. Learn how it can be used.

How Long Does It Take to Get Life Insurance Coverage?

There is a waiting period between the time you purchase life insurance and when coverage takes effect. Here's a look at the overall timeline.

What is Underwriting & How Does it Work?

After completing the life insurance application, it will probably go through underwriting. Understanding what the process is like and how it works is important to help you along your life insurance journey. 

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