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Types of Life Insurance

If you’re wondering, “What are the different types of life insurance?”, then this guide is for you.

There are many types of life insurance available, but how can you determine which one is right for you? Comparing the different types could help you better understand your options.

You are a unique individual with unique needs, and learning more about term life, whole life and universal life insurance — and their differences — could give you more confidence to decide.

When reviewing the life insurance options, keep in mind there's a lot of variety in the market within the categories of life insurance. If you’re trying to decide which type of life insurance to get, the right solution will depend on your unique needs.

Whole Life Insurance

What is whole life? Learn how this policy is designed to last your entire life, rather than a specific term.

Universal Life Insurance

What is universal life? Learn how this permanent policy gives added flexibility and control over premiums.

Term Life Insurance

What is term life? Learn how this policy provides coverage for a specific period of time. It lasts for only the number of years you select at issue.

Permanent Life Insurance

What is permanent life insurance? This is a classification of policies designed to last longer than term life. Whole life and universal life fall under this category.

Cash Value Life Insurance

What is cash value? Some permanent life insurance policies have ‘cash value’. Learn what it is and how it works.

No Medical Exam Life Insurance

While many types of coverage require a medical exam. This type doesn’t require an exam. Learn about its features.

Term Life vs. Whole Life

Learn about the differences between term life and whole life insurance policies.

Universal Life vs. Whole Life

Learn about the differences between universal life and whole life insurance policies.

Term Life vs. Permanent Life

Learn about the differences between temporary, term life policies and life-long, permanent life policies.

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