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Types of Life Insurance

If you’re wondering, “What are the different types of life insurance?”, then this guide is for you.

There are many types of life insurance available, but how can you determine which one is right for you? Comparing the different types could help you better understand your options.

You are a unique individual with unique needs, and learning more about term life, whole life and universal life insurance — and their differences — could give you more confidence to decide.

When reviewing the life insurance options, keep in mind there's a lot of variety in the market within the categories of life insurance. If you’re trying to decide which type of life insurance to get, the right solution will depend on your unique needs.

What is Whole Life Insurance?

What is whole life? Learn how this policy is designed to last your entire life, rather than a specific term.

Benefits of Whole Life Insurance

What is universal life? Learn how this permanent policy gives added flexibility and control over premiums.

No-Exam Whole Insurance

Life insurance applications typically require a medical exam. Learn about this type of policy that doesn't require an exam.

Dividend Paying Whole Life Insurance

Learn about this type of whole life insurance coverage that pays dividends to policyholders as one of its benefits.

Single Premium Whole Life Insurance

Learn about this type of permanent policy that is funded by an upfront single premium payment and what its benefits are.

What is Universal Life Insurance?

Start here to learn about the basics of universal life insurance and what sets it apart from term and whole life policies.

What is Term Life Insurance?

Start here to learn about the basics of term life insurance and how it helps provide protection for a set period of time.

Benefits of Term Life Insurance

When considering term life insurance, understanding the features and benefits can help you make the right choice.

Convertible Term Life Insurance

This type of term life insurance can be converted into a whole life insurance policy without a new application.

Income Replacement Insurance

Focusing on replacing lost income is a key consideration when buying life insurance. Learn how it works.

10 Year Term Life Insurance

Explore 10-year term life insurance, and learn if it's the best choice for your needs and goals.

15 Year Term Life Insurance

Explore 15-year term life insurance, and if this length meets your needs.

20 Year Term Life Insurance

Explore 20-year term life insurance, and learn if it's the right choice for your situation.

30 Year Term Life Insurance

Explore 30-year term life insurance, and what to consider when choosing this longer period of coverage.

What is Permanent Life Insurance?

What is permanent life insurance? This is a classification of policies designed to last longer than term life. Whole life and universal life fall under this category.

What is Cash Value Life Insurance?

What is cash value? Some permanent life insurance policies have ‘cash value’. Learn what it is and how it works.

No Medical Exam Life Insurance

While many types of coverage require a medical exam. This type doesn’t require an exam. Learn about its features.

Term Life vs. Whole Life Insurance

Learn about the differences between term life and whole life insurance policies.

Whole Life vs. Universal Life Insurance

Learn about the differences between universal life and whole life insurance policies.

Term Life vs. Permanent Life Insurance

Learn about the differences between temporary, term life policies and life-long, permanent life policies.

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