Essential Life Insurance Resources

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Whether you’re just beginning to learn about life insurance, or want to increase your knowledge, this guide is for you.

Life Insurance Basics

Do you want to keep your family financially secure? Life insurance is crucial in providing timely financial support to your family when you are not around. Understanding the basics of life insurance is essential to ensure you are making a well-informed decision when choosing the right policy for your needs.

Life Insurance Calculator
Use our life insurance calculator to estimate the coverage you need to financially protect your family when you pass away.

Types of Life Insurance

There are several kinds of life insurance. Permanent life insurance, like whole life and universal life, covers you for your entire life as long as you keep paying the fees. Then, there's term life insurance that only covers you for a certain period.

Who Needs Life Insurance?

Have you ever thought about how important life insurance is at different points in your life? It's not just an extra layer of protection—it's a wise choice at any stage. From young adults just beginning their journey to retired folks enjoying their golden years, life insurance can fill a critical need in protecting your family.

Business Valuation Calculator
Estimate your business's value and plan for its future with our Business Valuation Calculator.

How to Buy Life Insurance

If you suddenly pass away, you'll want to make sure your family is financially secure. But if you need help purchasing life insurance or what kind of plan suits you best, don't worry. Get the knowledge you need to buy the right life insurance coverage to protect your loved ones.

Life Insurance Riders

When buying life insurance coverage to protect your loved ones, it's essential to understand the optional add-ons called riders. These provide additional benefits and protections, allowing you to tailor your coverage based on your needs.


Life insurance is an important way to make sure your family is financially secure. It can come in different forms - permanent or term life insurance. It's essential to know these types and understand why they matter at different points in life.

Don't let confusion about how it works or your options discourage you. By learning about the basics and choices like optional riders, you can customize a plan that suits you best. Start today to protect your family's financial future.

Live More & Worry Less

Live More & Worry Less

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Information provided is general and educational in nature, and all products or services discussed may not be provided by Western & Southern Financial Group or its member companies (“the Company”). The information is not intended to be, and should not be construed as, legal or tax advice. The Company does not provide legal or tax advice. Laws of a specific state or laws relevant to a particular situation may affect the applicability, accuracy, or completeness of this information. Federal and state laws and regulations are complex and are subject to change. The Company makes no warranties with regard to the information or results obtained by its use. The Company disclaims any liability arising out of your use of, or reliance on, the information. Consult an attorney or tax advisor regarding your specific legal or tax situation.