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401(k) Basics

While you are moving along your retirement journey, learn about employee-sponsored 401(k)s, how you can find a lost 401(k) and how you can maximize your contributions with a 401(k).

4 Ways to Decide How Much to Contribute to a 401(k) in Your 20s

Contributing to a 401(k) in your 20s gives you more time to grow your retirement savings. Consider these four things to set your goal.

401(k) Loan vs. Hardship Withdrawal: What Are the Financial Implications?

Know the financial implications, including a possible penalty tax, of borrowing money from your 401(k) before withdrawing funds.

How Does a 401(k) Work When You Retire?

You have several choices on how to use your 401(k) when you retire, including transferring it to an IRA or converting it into an annuity.

How to Roll Over a 401(k) to a New Employer

Changing job means you have 401(k) decisions to make: keep it where it is, roll it over to an IRA or transfer it to your new employer.

Maxing Out Your 401(k)? Alternatives to Consider

After maxing out your 401(k) contributions, you may want to put money into an IRA, a health savings account or a brokerage account.

How to Set Up a Small Business 401(k): A Step-by-Step Guide

A small business 401(k) helps with retirement savings as well as recruiting and retaining quality employees. Here’s how to start one.

Tracking Down a Lost 401(k)

Numerous employment changes over a career can increase the likelihood of losing track of 401(k) money. Learn how to find a lost 401(k).

What Is a Vested 401(k)?

Money you contribute to a 401(k) is always fully vested, but employer match and profit sharing contributions have vesting requirements.

When to Increase 401(k) Contributions: 3 Key Things to Consider

Your age, finances and career and lifestyle changes are three areas to think about before boosting your 401(k) contributions.

A Guide to 401(k) Fees

Plan administration fees, investment fees and individual service fees can accumulate and affect your overall 401(k) balance.

How Much Should I Contribute to My 401(k)?

Maximizing your employer match and increasing your contribution percentage over time are two key factors in making this decision.

No 401(k) at Work

Without a 401(k), you could consider a traditional IRA, Roth IRA, SEP IRA, nonqualified variable annuity or taxable brokerage account.

What Happens to Your 401(k) When You Leave a Job?

With a new job, you might decide to leave your 401(k) funds where they are, cash them out or roll them over into an IRA or new 401(k).

4 Things to Consider Before Taking an Early Withdrawal From a 401(k)

Think about the tax consequences and impact on your long-term retirement planning before you take an early withdrawal from your 401(k).

What Is a Solo 401(k)?

Learn how a small business owner could open their own 401(k).

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