families living life to the fullest

A Human Institution Serving Human Needs

This organizing principle united our founders and remains our mission today.

Your Long-Term Financial Services Partner

Western & Southern Financial Group has over 135 years of helping to meet the financial stability needs of our customers — individuals, families, businesses, foundations and nonprofits — with a wide range of insurance, investment and retirement solutions through an ever-growing distribution system.

Our family of companies continues to grow and diversify, fortifying our financial foundation and embracing new opportunities to help meet your needs through superior service and an ever expanding range of insurance, investment and retirement solutions. No matter which of our member companies serves your needs, we are committed to helping you protect what matters for a secure financial future.

Our Member Companies

Company Highlights

6.4 Million

clients, policyholders & account owners

$7.4 Billion

total claims, benefits & dividends paid


affiliated & independent agents


years strong



Securing Financial Futures

Our financial strength gives you confidence throughout life's journey. We are well positioned to honor our promises to you for generations to come.
14.6% Capital-to-Asset Ratio
Significantly higher than the average of the 15 largest publicly traded life insurers doing business in the U.S.
96 Out of 100 Comdex Ranking
Composite of the ratings a company has received from the major rating agencies
2023 Annual Report cover

Annual Report

Even during such a difficult year, our consistent performance and financial strength make our company well suited to help provide the financial security Americans can count on.

Our History

Founded as The Western and Southern Life Insurance Company on February 23, 1888, Western & Southern Financial Group has grown into a diversified family of financial services companies. We are proud of our heritage of protecting generations of families and remain committed to delivering superior service.
Visit Our Timeline

People Helping People

A lot has happened since 1888. Industrialization, depression, war, natural disasters, boom and bust, but our history isn’t about world changing events, or global developments. It’s more personal than that. It’s a history of people helping people.

Corporate Responsibility Report

Our Corporate Responsibility Report focuses on our relationship of responsibility to you and the communities we serve. Accomplishing our mission relies on key practices and policies designed to leave a positive impact on you, our communities and the world.
Explore Our Corporate Responsibility Report

Corporate Achievements

These corporate achievements are a testament to our ongoing pursuit of excellence to serve you better and realize our organization's mission and vision to be a world-class leader in the financial services industry.
Our Awards & Recognition
Fortune Accolade F500 70th

Ranked Number 284 on Fortune 500® List

This ranking is based on revenue alone, but it is a ratification of our efforts to grow our business. More important to the long-term strategy for our business is our financial strength, which continues to be outstanding. We remain one of the strongest life insurance groups in the world.
The American Opportunity Index Award badge

Top 100 in the American Opportunity Index

Western & Southern ranked No. 29 in the American Opportunity Index (AOI). AOI measured 396 Fortune 500 companies over five years and ranked them based on how well they maximize their internal talent to drive business performance and individual employee growth. Companies were evaluated on five metrics – hiring, pay, promotion, parity and culture. Western & Southern was ranked No. 2 among all insurance companies and No. 3 within the financial services industry nationally.
Training Apex Awards badge

Talent Development Team Named Top Learning & Development Program

At Western & Southern, we are dedicated to the professional development of our associates. Training magazine’s top award winners are the organizations with the most successful learning and development programs in the world. We ranked No. 51 out of 95 companies.
Military Friendly Top 10 Employer and Top 10 Spouse Employer Award badges

Western & Southern Life Named Military Friendly® Employer

Committed to supporting our military community, Western & Southern Life has been designated as a 2024 Top 10 Military Friendly® Employer and has earned the 2024 Military Friendly® Spouse Employer designation by Victory Media, publisher of G.I. Jobs® and Military Spouse Magazine.

western southern better business bureau accredited business

A+ Rating From Better Business Bureau

Western & Southern's rating demonstrates how we are likely to interact with our customers. We earn your trust by operating with integrity,
making sensible decisions, and faithfully honoring our promises today, tomorrow and always.

Community Impact

We believe in giving back to local organizations that advance health care, improve education and drive community vitality to make life better.
Causes We Support


Keep up to date on the latest happenings inside our company. For news and recent press coverage, visit our newsroom.
Latest News


Discover how our President and CEO, Board of Directors and Senior Leadership, build a successful culture of service, inspiration and collaboration.
Meet Our Leaders
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