Skip to Main Navigation Skip to Main Content
families living life to the fullest

A Human Institution Serving Human Needs

This organizing principle united our founders and remains our mission today.

Your Long-Term Financial Services Partner

Western & Southern Financial Group has over a 130-year heritage of meeting the financial stability needs of our customers — individuals, families, businesses, foundations and nonprofits — with a wide range of insurance, investment and retirement solutions through an ever-growing distribution system.

Our family of companies continues to grow and diversify, fortifying our financial foundation and embracing new opportunities to meet your needs through superior service and an ever expanding range of insurance, investment and retirement solutions. No matter which of our member companies serves your needs, we are committed to helping you protect what matters for a secure financial future.

Our Member Companies
gerber life insurance company

Meet Our Newest Family Member 

Our most recent acquisition with Gerber Life Insurance brings a leading life insurer and renowned brand to offer you more choices in finding the right financial solutions to help build greater security for your family.
Get to Know Gerber

Company Highlights

4.3 Million

clients & policyholders

$4.3 Billion

total claims & benefits paid


affiliated & independent agents


years strong



Securing Financial Futures

Our financial strength gives you confidence throughout life's journey. We are well positioned to honor our promises to you for generations to come.
18 Percent Capital-to-Asset Ratio
More than double the average of the 15 largest publicly traded life insurers doing business in the U.S.
96 Out of 100 Comdex Ranking
Composite of the ratings a company has received from the major rating agencies
western and southern financial group annual report 2018

Annual Report & Financial Summary

We are pleased to report that the 130th anniversary of our company’s founding was indeed our best year yet. We finished 2018 with record results in total revenue, life and health premiums, annuity sales and net income.

2018 Annual Report (PDF)

2018 Financial Summary (PDF)

Our History

Founded as The Western and Southern Life Insurance Company on February 23, 1888, Western & Southern Financial Group has grown into a diversified family of financial services companies. We are proud of our heritage of protecting generations of families and remain committed to delivering superior service.
Visit Our Timeline

People Helping People

A lot has happened since 1888. Industrialization, depression, war, natural disasters, boom and bust, but our history isn’t about world changing events, or global developments. It’s more personal than that. It’s a history of people helping people.

Corporate Achievements

These corporate achievements are a testament to our ongoing pursuit of excellence to serve you better and realize our organization's mission and vision to be a world-class leader in the financial services industry.
western southern fortune 500 2019

Ranked Number 421 on Fortune 500 List

This ranking is based on revenue alone, but it is a ratification of our efforts to grow our business. More important to the long-term strategy for our business is our financial strength, which continues to be outstanding. We remain one of the strongest life insurance groups in the world.
western southern better business bureau accredited business

A+ Rating From Better Business Bureau

Western & Southern's rating demonstrates how we are likely to interact with our customers. We earn your trust by operating with integrity,
making sensible decisions, and faithfully honoring our promises today, tomorrow and always.

pension investments best places to work fort washington

Fort Washington Named Best Place to Work in Money Management

Fort Washington Investment Advisors, Inc. made its fifth appearance on the annual Best Places to Work in Money Management list released by Pensions & Investments following appearances in 2013, 2014, 2016 and 2017. We were named to the 2018 list for our efforts to create a winning culture that engages employees and brings out their best. 
military friendly employer

Western & Southern Life Named Military Friendly® Employer

Committed to supporting our military community, Western & Southern Life has been designated as a 2020 Top 10 Military Friendly® Employer and has earned the 2020 Military Friendly® Spouse Employer designation by Victory Media, publisher of G.I. Jobs®.

Community Impact

We believe in giving back to local organizations that advance health care, improve education and drive community vitality to make life better.
Causes We Support


Keep up to date on the latest happenings inside our company. For news and recent press coverage, visit our newsroom.
Latest News


Discover how our President and CEO, Board of Directors and Senior Leadership, build a successful culture of service, inspiration and collaboration.
Meet Our Leaders
From FORTUNE Magazine, June 2019 ©2019 Time Inc. Used under license. FORTUNE and Time Inc. are not affiliated with, and do not endorse products or services of Western & Southern Financial Group.