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College Savings

A college savings guide is a comprehensive resource designed to help parents and students plan and save for the high cost of college education. This guide typically provides detailed information on various college savings options, such as 529 plans. It may also offer advice on budgeting, investment strategies, and tax implications of college savings.

A college savings guide can be an invaluable tool for families who want to ensure their children have the financial resources to pursue higher education without incurring significant debt. By following the guidance in a college savings guide, families can make informed decisions about how to save and invest their money to achieve their college savings goals.

What Is a 529 College Savings Plan?

A 529 college savings plan could help you sock away money for your child's future higher education expenses. Explore the basics of 529 plans and discover if one could be the right choice for your family.

Who Can Contribute to a 529 Plan?

A beneficiary could be a child, niece/nephew and godchild. Learn more about who else could contribute to a 529 plan and if you can give one as a gift.

What Are 529 Plan Qualified Expenses?

There are limits on what you can use money from a 529 plan for, but it's tax advantaged if used for qualified tuition, fees or other expenses. Learn more about 529 qualified expenses.

Using a 529 College Savings Plan to Study Abroad

529 college savings plans offer potential tax advantages as long as the money is used for qualified expenses. Learn what costs using a 529 plan can help you with while you study abroad.

Plan for College for Future Generations

Over the past 20 years, college costs have increased steadily, outpacing changes in the consumer price index. Learn how to prepare to plan for college for younger generations.

Common Financial Problems for College Students

Even though college can be a great place for personal development, it can also result in bad money habits that linger long after students graduate. Discover effective money management techniques.

8 College Expenses to Consider

In-state students pay an average of $10,560 for tuition and fees at a four-year public school, according to the College Board. Consider these expenses when it comes to saving for college.

What Can You Do With Unused 529 Funds?

There are alternative, penalty-free uses for the funds in your 529 plan if your child chooses not to go to college, or doesn't use all of those funds up. Learn what you can do with the unused funds.

529 Plan Myths Debunked

Learn about the six common 529 plan myths and how they are debunked so you can move forward confidently.

529 Plan Rules to Know

Parents and grandparents of young children may consider a 529 college savings plan to save for education expenses. It is important to understand the rules and options of this plan before considering it.

Does a 529 Plan Affect Financial Aid?

Most families need financial aid to cover the costs of room, board and education. A 529 plan can help save for these future costs. Learn how they may affect each other before you start saving for college.

How Grandparents Can Contribute to 529 Plans

Grandparents can contribute to 529 plans. Understanding account ownership and tax rules can help you make the most of your money while supporting your grandkids' education.

College Funding Options: Alternatives to Student Loans

Higher education can be a good investment, but it is important to consider the institution's type and funding options to ensure a quality education while reducing student loan debt.

College Funding Options: Federal vs. Private College Loans

College costs can be a six-figure investment for many families, with tuition and fees ranging from over $27,000 annually. Learn more about the different loans for federal and private colleges.

Going Back to College as an Adult

There are many potential advantages to returning to school, and it is never too late to start studying again. Before enrolling, it's important to do your research on how to pay for it and available options for financing higher education.

When to Consider a Trade School, Community College or Online Degree Program

Alternative degree programs can be excellent choices for students who want to further their education or learn a trade. Before selecting one, they should be aware of the costs involved.

Financial Planning for College's Smaller Expenses

Financial planning for college is essential for avoiding unexpected expenses and focusing on academic success. Knowing ahead of time can help prevent unexpected expenses and help you focus on your academic success.

How to Pay for College

In 2020, the average college graduate made $1,305 per week. Numerous programs exist to assist with financing college, and it's crucial to weigh all of your options in order to control costs.

How to Save for College

Education is essential for success, and higher education can be costly, but there are ways to offset some of the costs and pay for your child's education.

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