Investing

How would you evaluate your knowledge about investing? Take a deeper dive into investing by reviewing our articles that discuss a variety of topics, including college savings, mutual funds, stocks, portfolio diversification, IRAs, estate planning and more.

financial advisor explains the impact of inflation on savings and investments to a young couple

The Impact of Inflation on Your Savings & Investments

Inflation reduces the purchasing power of cash savings over time and can erode fixed investment returns, so it's important to hold some assets like stocks that may appreciate with inflation.

A woman researches how compound interest works on her laptop.

How Does Compound Interest Work?

Compound interest adds interest to your principal, then calculates future interest on the new total, leading to exponential growth over time. It can boost your retirement savings.

Family hugging on the couch after parents discussed long-term investments vs. short-term investments

Long-Term Investments vs. Short-Term Investments: What's the Difference?

Long-term investments focus on growth over 10+ years, while short-term investments prioritize capital preservation for under 3 years when quicker access to funds is needed.

mature couple receives investment education from financial advisor and learns about investment myths

5 Common Investment Myths Debunked

Diversification, calculated risks, small investments, and multiple retirement options debunk common investment myths about needing lots of money, performance guarantees, 401(k) exclusivity, gambling, and individual stocks.

Asian couple riding bikes and discussing 401(k) loan vs. hardship withdrawal

401(k) Loan vs. Hardship Withdrawal: What Are the Financial Implications?

Compare 401(k) hardship withdrawals and loans: one may trigger taxes and reduced contributions, the other affects investments and cash flow. Consider alternatives and consult a professional for long-term goals.

parents play with their kids on the couch and discuss what it means to buy term and invest the difference

What Does It Mean to Buy Term & Invest the Difference?

Buying term and investing the difference means purchasing affordable term life insurance and investing the saved premium amount in other financial instruments to potentially grow wealth over time.