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Turn Assets Into Income With Annuities


Annuities are most often purchased to provide interest potential and access to income during retirement. Funds in the annuity may earn interest, which grows tax-deferred until withdrawn. Funds may be accessed through withdrawals or other stated payout options at a rate declared in the policy.

Types of Annuity Products

Fixed Indexed Annuities

Accumulates wealth based on a minimum interest rate for the life of your annuity
Explore Fixed Indexed Annuities

Immediate Annuity

Receive payments that typically begin right away and last for as long as you choose
Explore Immediate Annuities

What Lafayette Life Can Do for You & Your Clients

Lafayette Life Insurance Company provides the right people, tools and industry leading portfolio of products to help you pave the way for your clients to get to a flexible and secure future, faster. Our top-notch service and technology can help make doing business quicker and easier. Learn more about what makes us different. 
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Under current tax law interest accumulations over the period of the annuity contract are tax deferred until withdrawn. This means that the annuity is free from federal income tax during the accumulation phase. Withdrawals from an annuity are subject to income tax and, prior to age 59½, are usually subject to a 10 percent penalty tax. Please consult your tax advisor or attorney regarding your specific tax situation.