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Term Life Insurance

Term life insurance from Lafayette Life provides coverage for a specific period of time. It is pure life insurance that does not increase in value. If you die within the designated time frame, your beneficiaries will receive the death benefit amount. Generally, the younger you are, the lower the premium — or price — you pay for term insurance. Some term products offer flexible features such as convertibility to a permanent product and return of premium – these are a good choice when you cannot predict your future needs.

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Convertibility

Convertibility means when you decide that you need a more permanent form of insurance, your policy can be converted into a permanent life product without new evidence of insurability. Keep in mind that Increases in coverage are subject to new underwriting.

Benefits of Continental Term Series of Life Insurance

Our term life insurance product can be an ideal solution for a variety of business and personal challenges that could arise from an unexpected death. Here are just a few.

Protection for a Mortgage, Car Loan or Other Personal Debt

Maintain Your Family's Standard of Living

Provide for Your Children’s Education Expenses

Cover a Business Loan

Fund a Buy-Sell Agreement for Your Business

Financial Protection for Your Business From Loss of a Key Employee

Pay for Final Expenses

Cover Final Medical Bills

What You Need to Know About Continental Term Series of Life Insurance

Read through our product brochure to get all the details about Continental Term Series of Life Insurance.

Continental Term Series of Life Insurance Product Guide (PDF)

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You and Lafayette Life could be a winning combination together. Whether you are ready to become a Financial Representative or would like to learn more about working with Lafayette Life, we are eager to hear from you.

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