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Financial Protection for a Specific Amount of Time With Term Life Insurance

Term life insurance from Lafayette Life provides maximum protection with minimal cost and coverage for a specific period of time. It is pure life insurance that does not increase in value. If you die within the designated time frame, your beneficiaries will receive the death benefit amount. The younger you are, the lower the premium — or price — you pay for term insurance. Some term products offer flexible features such as convertibility to a permanent product and return of premium – these are a good choice when you cannot predict your future needs.
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Convertibility 

Convertibility means when you decide that you need a more permanent form of insurance, your policy can be converted into a permanent life product without new evidence of insurability. Keep in mind that Increases in coverage are subject to new underwriting.

Benefits of Centennial Term Series of Life Insurance

Our term life insurance product is an ideal solution for a variety of business and personal challenges that could arise from an unexpected death. Here are just a few.
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Protection for a Mortgage, Car Loan or Other Personal Debt
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Maintain Your Family's Standard of Living
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Provide for Your Children’s Education Expenses
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Cover a Business Loan
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Fund a Buy-Sell Agreement for Your Business
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Financial Protection for Your Business From Loss of a Key Employee
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Pay for Final Expenses
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Cover Final Medical Bills
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What You Need to Know About Centennial Term Series of Life Insurance

Read through our product brochure to get all the details about Centennial Term Series of Life Insurance.

Centennial Term Series of Life Insurance Product Guide (PDF)

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Let’s Team Up for Success

You and Lafayette Life could be a winning combination together. Whether you are ready to become a Financial Representative or would like to learn more about partnering with Lafayette Life, we are eager to hear from you. 
IMPORTANT DISCLOSURES

The Lafayette Life Insurance Company is a member of Western & Southern Financial Group, Inc.

Term to 105 Life Policy series TLP-08-10, TLP-08U-10, TLP-08-20, TLP-08U-20, TLP-08-30 and TLP-08U-30 and Waiver of Premium Benefit rider series WP-TLP08, Children's Insurance rider series CIR-05 and Accelerated Benefit rider series ABR-92 are issued and guaranteed by the Lafayette Life Insurance Company.

Payment of benefits under the life insurance policy is the obligation of, and is guaranteed by The Lafayette Life Insurance Company. Guarantees are based on the claims-paying ability of the company. Products are backed by the full financial strength of Lafayette Life. Product and feature availability, as well as benefit provisions, vary by state.

The Lafayette Life Insurance Company does not provide tax or legal advice. Please contact your tax or legal advisor regarding your situation.

In addition to our life underwriting rules, chronic illness underwriting will be used to determine eligibility for our various accelerated death benefit riders.

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