Elderly Couple on the couch using their laptop to check retirement savings numbers
Building on Our Financial Strength to Help Secure Financial Futures

Lafayette Life Insurance Company is a Fortune 500 backed company with a small company feel. That means you’ll get a high-touch, highly personalized experience with a portfolio of life insurance, annuities and retirement services.

First-Class Products, Services & Solutions

Today, we provide life insurance and annuity products to individuals and small businesses through multiple distribution channels. Our individual product portfolio includes whole life, term life and fixed and indexed annuity products. In addition, we serve small to medium-sized businesses by offering pension plan products and administrative services.

Life Insurance Products to Meet Most Every Need

Lafayette Life has a complete line of life insurance products. In addition, we provide specialized riders that may be combined with your policy to provide a customized package best suited to your personal objectives. 

Whole Life Insurance

Whole life insurance offers a unique combination of guaranteed death benefit protection, guaranteed cash value accumulation, and guaranteed level premiums over a lifetime. 

Term Life Insurance

There may be times when you need financial protection for a limited period. Our term life insurance provides maximum protection with minimal cost, with coverage for a specific period of time.
two men laughing at dinner party

Annuity Products to Help Plan for Retirement

Annuities are often purchased to provide interest potential and access to income during retirement. Funds in the annuity may earn interest, which grows tax-deferred1 until withdrawn. The longer the funds are in the annuity, the more valuable this feature becomes. Funds may be accessed through withdrawals or other stated payout options at a rate declared in the policy.

Fixed Indexed Annuities

Traditional fixed indexed annuities may appeal to people who feel more comfortable knowing exactly how much their money is earning.

Immediate Annuity

Immediate annuities may appeal to those who want a choice between whether their income is guaranteed for a specific number of years or over their lifetime.
IMPORTANT DISCLOSURES
1 Interest earnings grow tax deferred until received.  Distributions from non-qualified annuities and IRAs are subject to ordinary income tax.  Distributions from a Roth IRA are tax free after age 59½ if the plan has been established for at least five years. Withdrawals prior to age 59½ may incur a 10% IRS penalty tax in both Traditional IRA and Roth IRA plans and in non-qualified annuities.

Lafayette Life does not provide tax or legal advice. Please contact your tax or legal advisor regarding your situation. 

Ready to Continue?

You have clicked a link to access information on a new website, so you will be leaving westernsouthern.com

Because this new site is independent, Western & Southern Financial Group neither manages nor assumes responsibility for its content. 

Are you ready to move forward?