Products Built for Times Like These
When you build a house, you build it to be solid … stable … and secure.
You want it to be strong to withstand the elements.
Likewise, when building your protection portfolio, it’s just as important to build it with financial vehicles that are solid … stable … and secure. To help you withstand challenging economic storms.
That’s never been more important than now, as we face new challenges in our world. That’s why our products – annuities and life insurance – are built for times like these. Let’s take a look at just a few of their features you can count on…
INCOME CONFIDENCE
You can receive a guaranteed retirement income stream from an annuity. For specific time frames. Or even for your whole life. It’s a powerful benefit you’re sure to value over time.
DOWNSIDE PROTECTION
You can stop worrying about the market with an indexed annuity. Its return is guaranteed to never be negative, even if the market goes down. That’s a secure feeling.
GUARANTEED BENEFITS
You can help protect loved ones with the guaranteed death benefits from our life and annuity products. That’s added value you can trust.
CASH VALUE GROWTH
You can have whole life policy cash values grow at a guaranteed rate. Plus premiums that won’t go up as you age, or fluctuate during market declines. Strong features you can feel good about.
LIVING BENEFITS
You can even access part of your life insurance death benefit … while you are living … with an accelerated death benefit rider. It’s a flexible way to help prepare you in case the unexpected occurs.1
MAKE OUR STRENGTHS YOUR STRENGTH
“Products built for times like these.” It may be just words to some. But it’s a way of doing business to us. So our strengths … can be your strength ... now ... and in the future.
1 Rider features and benefits may vary and may not be available in all states. Payment of accelerated death benefits, if not repaid, will reduce the death benefit and affect the other policy values. Receipt of accelerated benefit payments may adversely affect the recipient’s eligibility for Medicaid or other government benefits or entitlements. They may also be considered taxable by the Internal Revenue Service. You should contact your personal tax advisor for assistance.
Lafayette Life End Disclosures:
Life insurance policy guarantees are subject to the timely payment of premiums. Loans, withdrawals and advances will reduce the death benefit and cash surrender value and may cause the policy to lapse. The lapse or surrender of a policy with an outstanding loan may result in taxable income.
The Lafayette Life Insurance Company, Cincinnati, Ohio, is licensed in D.C. and all states except New York and is a member of Western & Southern Financial Group, Inc. Life insurance and annuity products are issued and guaranteed by The Lafayette Life Insurance Company. Guarantees are based on the claims-paying ability of the insurer. Products are backed by the full financial strength of Lafayette Life. Product and feature availability, as well as benefit provisions, vary by state. Lafayette Life does not provide legal or tax advice. For specific information, consult your attorney or tax advisor.
Life insurance and annuity products are not bank products, are not a deposit, are not insured by the FDIC, nor any other federal entity, have no bank guarantee, and may lose value.
© 2020, 2022 The Lafayette Life Insurance Company. All rights reserved.
LL-3119 (01/23)
