Our Family of Companies
western & southern financial group logo
western & southern life logo
columbus life logo
eagle realty group logo
Fabric by Gerber Life
fort washington logo
gerber life logo
integrity life logo
lafayette life logo
national integrity life logo
touchstone investments logo
w&s financial group distributors logo
Elderly Couple on the couch using their laptop to check retirement savings numbers
Building on Our Financial Strength to Help Secure Financial Futures

Lafayette Life Insurance Company has a small company feel but is backed by a Fortune 500 company. That means you’ll get a high-touch, highly personalized experience with a portfolio of life insurance, annuities and retirement services.

First-Class Products, Services & Solutions

Today, we provide life insurance and annuity products to individuals and small businesses through multiple distribution channels. Our individual product portfolio includes whole life, term life and fixed and indexed annuity products. In addition, we serve small to medium-sized businesses by offering pension plan products and administrative services.

Life Insurance Products to Meet Most Every Need

Lafayette Life has stable line of life insurance products. In addition, we provide specialized riders that may be combined with your policy to provide a customized package best suited to your personal objectives. 

Whole Life Insurance

Whole life insurance offers a unique combination of guaranteed death benefit protection, guaranteed cash value accumulation, and guaranteed level premiums over a lifetime. 

Term Life Insurance

There may be times when you need financial protection for a limited period. Our term life insurance can help to provide what you need for a specific period of time.
two men laughing at dinner party

Annuity Products to Help Plan for Retirement

Annuities are often purchased to provide interest potential and access to income during retirement. Funds in the annuity may earn interest, which grows tax-deferred1 until withdrawn. The longer the funds are in the annuity, the more valuable this feature becomes. Funds may be accessed through withdrawals or other stated payout options at a rate declared in the contract.

Fixed Indexed Annuities

Traditional fixed indexed annuities may appeal to people who feel more comfortable knowing how much their money is earning.

Immediate Annuity

Immediate annuities may appeal to those who want a choice between whether their income is guaranteed for a specific number of years or over their lifetime.

Products for Times Like These

Strong Products, Services & Solutions

The future is uncertain. Our product guarantees are not. We provide life insurance and annuity solutions to individuals and small businesses to help create financial confidence. Our individual product portfolio includes whole life, term life and fixed and indexed annuities. Plus, we serve small to medium-sized businesses with pension plan strategies and administrative services. 

1 Interest earnings grow tax deferred until received.  Distributions from non-qualified annuities and IRAs are subject to ordinary income tax.  Distributions from a Roth IRA are tax free after age 59½ if the plan has been established for at least five years. Withdrawals prior to age 59½ may incur a 10% IRS penalty tax in both Traditional IRA and Roth IRA plans and in non-qualified annuities.

Lafayette Life does not provide tax or legal advice. Please contact your tax or legal advisor regarding your situation.