Our Family of Companies
western & southern financial group
western & southern life
columbus life insurance company
eagle realty group
fort washington investment advisors
gerber life insurance
integrity life insurance company
lafayette life insurance company
national integrity life insurance company
touchstone investments
western & southern financial group distributors
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Mortgage Loan

We offer fixed-rate permanent and construction-to-permanent loans for stabilized, to-be-built, and lease-up properties across multiple asset classes.

Please refer to Portfolio for a summary of the current scope of our mortgage portfolio, and to review representative mortgage investments.

Track Record of Success

Our experienced lending professionals and commitment to diligent and timely execution are the foundation of our business and the key to our borrowers’ success.

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Deep Expertise Allows for Flexible Underwriting

Our loan professionals average over 26 years of lending experience, and have the expertise and understanding needed to underwrite not only stabilized core assets, but also to-be-built developments, properties in lease-up, and non-core asset classes. We measure our success by our ability to provide flexible financing that meets the needs of our borrowers.

Team Support for Knowledgeable and Timely Execution

Our experienced and diverse team of support professionals, including in-house counsel, construction managers, insurance, tax and closing specialists, allow us to quickly and efficiently execute on new loan opportunities. We enjoy a solid reputation for our knowledgeable and reasonable approach to closing requirements and for our ability to meet tight closing deadlines.

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Mortgage Lending Parameters

Property Types
Apartments, Office, Medical Office, Manufactured Housing, Student Housing, Retail, Warehouse, Industrial, Hospitality

Property Condition
Institutional quality; effective age of 15 years or less

Loan Size
$5 million to $75 million; 60% to 75% Loan-to-Value

Loan Term
5 to 20 years; amortization 20 to 30 years

Subject to yield maintenance

Interest Rate
Fixed rate, locked at application with payment of refundable commitment fee

Non-recourse except for standard carve-outs and non-stabilized assets