TITLE: RATINGS “SCALES”
(IMAGERY: A sea of swimming fish on screen that continue to reduce down to just one that represents our company.)
(They say) There are millions of fish in the sea.
Likewise, there are over 750 life and health insurance companies according to the NAIC.
[Screen Text: National Association of Insurance Commissioners]
So, how do you know which are a “good catch”?
Independent industry ratings can net you evidence. For example:
Out of all the insurance groups in the sea…
Just 60 are rated A+ (Superior) or better by A.M. Best. We’re one of them.
[Screen Text: A+ (Superior)]
Of those, only 28 are rated AA- (Very Strong) or better by Standard and Poor’s. We’re in that group too.
[Screen Text: AA- (Very Strong)]
Of those, only 15 are rated Aa3 (Excellent) or better by Moody’s. We’re in that group also.
[Screen Text: AA3 (Excellent)]
Of those, only 9 are rated AA (Very Strong) or better by Fitch. And in that small school, we’re one as well.
[Screen Text: AA (Very Strong)]
Keep these facts in mind as you weigh your company choices. They just may … tip the scales.
For more information, visit: ColumbusLife.com
Comparisons based on research from VitalSigns of life and health insurance companies cross-referenced by industry ratings, current as of May 2021.
Columbus Life Insurance Company, Cincinnati, Ohio, is licensed in the District of Columbia and all states except New York, and is a member of Western & Southern Financial Group, Inc.
A.M. Best Company: A+ Superior ability to meet ongoing insurance obligations (second highest of 13 ratings; rating held since June 2009).
Standard & Poor's: AA- Very strong financial security characteristics (fourth highest of 21 ratings; rating held since August 2018).
Fitch: AA Very strong capacity to meet policyholder and contract obligations on a timely basis (third highest of 21 ratings; rating held since June 2009).
Moody's: Aa3 Excellent financial security (fourth highest of 21 ratings; rating held since February 2009).
Ratings apply to the individual member insurance companies affiliated with Western & Southern. Ratings are correct as of June 2021 and subject to change. Ratings refer to claims-paying ability of the insurance company and do not reflect the performance or safety of any investment product. Rating agencies are independent of each other and use proprietary evaluation criteria and rating scales.
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