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Nautical Term® Life Insurance

Throughout life, there may be times when you only need life insurance for a specific period of time. Or, you may not need permanent life insurance quite yet, but still want coverage. Nautical Term Life Insurance can help with full life insurance coverage for a specific number of years. And — if an unfortunate event occurs — Nautical Term provides generally tax-free benefits to your beneficiaries at a time when they need them most. Whether you want to help protect your family's home, education plans, a business loan or key business personnel, Nautical Term Life Insurance may be an option.

This product has specific eligibility requirements. We have multiple face amount options available to fit your needs.

18-75; 10-year term $150,000; 10-year term
18-70; 15-year term 
$100,000; 15-, 20- & 30-year term 
18-65; 20-year term
18-50; 30-year term

Key Features of Nautical Term Life Insurance

Life insurance protection that can be more cost effective than a permanent life insurance policy
Income tax-free death benefit1
Replaces key income for your family or business upon your death
Premium amount stays the same for the length of the term
Can be converted into a permanent life insurance policy up to age 70 or when the term ends

Built-In Benefits of Nautical Term Life Insurance

These benefits are automatically available to you as part of your Columbus Life policy. All riders may not be available in all states and may include an additional charge.
Life Plus Accelerated Death Benefit Rider®
Advances a portion of the death benefit when certain medical conditions are met2

Optional Riders for Nautical Term Life Insurance

Columbus Life also offers several optional riders that can be included in your policy. All riders may not be available in all states and may include an additional charge.
Accidental Death Benefit Rider
Pays an additional amount in addition to the death benefit if you die in an accident
Accidental Death and Specific Loss Rider
Pays an additional amount if you die in an accident or incur the loss of an essential body part
Children's Term Rider
Covers eligible children ages 15 days to 18 years, until age 23
Other Insured Term Rider
Provides term insurance to age 95
Waiver of Premium Rider
Waives all premiums if you become disabled

Find Out More About Nautical Term Life Insurance

Nautical Term Life Insurance Client Guide (PDF)
Give us a call 866-299-8715 866-299-8715

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Expedition SIUL Survivorship Indexed Universal Life Insurance

Life Plus Accelerated Death Benefit Rider®

The Life Plus Accelerated Death Benefit Rider provides an advance of a portion of a death benefit if you are eligible as a result of chronic illness, terminal illness and specified medical conditions.

Learn More About Life Plus Accelerated Death Benefit Rider

1 Death Benefits from a life insurance policy are generally paid income tax-free to policy beneficiaries.
2Accelerated death benefits will reduce the death benefit and may affect the available loan amount and other policy values. Life Plus Accelerated Death Benefit Rider not available in CA.

Columbus Life Insurance Company is a member of Western & Southern Financial Group, Inc. 

Term Life Insurance Policy series ICC19 CL 83 1901, and Accidental Death Rider series CLR-29, Accidental Death and Specified Loss Rider series CLR-30, Disability Waiver of Premium Rider series ICC19 CLR-82 1901, Accelerated Death Benefit Rider series CLR-161 1208 and CLR-201 1208, Children's Term Rider Series CLR-162 0405, Other Insured Term Rider series CLR-163 0405, CLR-163-U 0405 issued by Columbus Life Insurance Company.

Nautical Term Renewable and Convertible Term Life Policy, rider benefit provisions and feature availability may vary by state. Check the state variation. 

Payment of benefits under the life insurance policy is the obligation of, and is guaranteed by Columbus Life Insurance Company. Products are backed by the full financial strength of Columbus Life. Columbus Life Insurance Company does not provide tax or legal advice. Please contact your tax or legal advisor regarding your situation.

Life insurance policies contain certain exclusions, limitations, reductions of benefits and terms for keeping them in force. Please contact a financial representative for complete details.