Our Family of Companies
western & southern financial group logo
western & southern life logo
columbus life logo
eagle realty group logo
Fabric by Gerber Life
fort washington logo
gerber life logo
integrity life logo
lafayette life logo
national integrity life logo
touchstone investments logo
w&s financial group distributors logo

Outstanding Financial Strength

In 1906, Columbus Life founder Channing Webster Brandon incorporated the Columbus Mutual Life Insurance Company with $100,000 in state-required "idle money" and $49.60 in capital. Neither he, nor the company, ever looked back.

Ever since, Columbus Life has had a remarkable record of solid financial strength — a strength that was reinforced when Columbus Life became a member of the Western & Southern Financial Group in 1989. 

For more than 115 years, we've been helping our clients preserve and protect the vitally important things they've worked so hard to build. Columbus Life has a long tradition of consistent, profitable financial performance and financial integrity. The proof is in the numbers. 

couple in new home

Standing the Test of Time Among Life & Health Insurers

Columbus Life Insurance Company was also included in Best's Review magazine's 2023 "Standing the Test of Time" list for maintaining a Best's Credit Rating of A or higher for 75 years or more.

©A.M.Best – used with permission.

Best's Review Standing the Test of Time Rated A or Higher for 75 Years

2022 CLIC financial summary

Financial Summary

Our financial stability means we have the power to help protect our clients' assets and help ensure we will meet our future obligations to them. Our financial summary tells the story of our financial strength, growth and stability to back up our promises to our clients. Add this to the financial stability of our parent company, Western & Southern Financial Group, and it's easy to see why Columbus Life is a solid choice for your life insurance and annuities.

Financial Ratings

Financial ratings from the four major rating agencies — A.M. Best, Standard & Poor's, Fitch and Moody's — are solid indicators of a company's financial strength and stability.1
A+ superior

AM Best Company

Superior ability to meet ongoing insurance obligations (second highest of 13 ratings; rating held since June 2009 for six out of seven of Western & Southern Financial Group’s life insurance subsidiaries, rating held since February 2024 for Gerber Life)
AA- very strong

Standard & Poor's

Very strong financial security characteristics (fourth highest of 21 ratings; rating held since August 2018)
AA very strong


Very strong capacity to meet policyholder and contract obligations on a timely basis (third highest of 21 ratings; rating held since June 2009)
Aa3 excellent


Excellent financial security (fourth highest of 21 ratings; rating held since February 2009)
comdex ranking 96 out of 100

Comdex Ranking

Composite of the ratings a company has received from the major rating agencies
1 The ratings are correct as of August 21, 2023, and are subject to change. Ratings refer to the claims-paying ability of the insurance company and do not reflect the performance or safety of any investment product. The rating agencies listed above are independent of each other and use proprietary evaluation criteria and rating scales.