Financial Education

We often live as if there is nothing that can harm us. We rarely stop to think about what would happen if a debilitating accident,  chronic illness or terminal illness would occur.

When you first purchased your life insurance policy or other retirement accounts, you likely designated beneficiaries. When was the last time you reviewed the beneficiary designations for your accounts?

No matter where your business is located or your business's size, chances are you occasionally worry about whether the success you're enjoying from your business today will continue once you're no longer involved.

With training, experience and a wealth of resources, financial professionals make it their business to help guide each client through what can sometimes be difficult decisions.

When deciding whether to replace your life insurance policy, consider the advantages of your current policy, compare its benefits to a new policy, and carefully evaluate the consequences of canceling a policy. If uncertain, consult with a financial advisor to determine the best course of action for your existing policy.

Navigating the life insurance application process can be confusing and stressful due to uncertainty about underwriting criteria and their impact on your premiums. By understanding underwriting, you can better prepare and improve your chances of securing the best insurance coverage.

There are many insurance terms, words and phrases you may need to know. Use this glossary of insurance definitions to help you better understand what each term means.

Permanent life insurance may be able to help provide a sense of financial stability for your family, protection for your business, and even a lasting legacy for the people and organizations that are meaningful to you.

While you may have a variety of financial, familial and health situations, life insurance policies are designed in several ways to help support many different scenarios.