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Helping Ensure Your Goals Will Be Met With Voyager Universal Life® Insurance

Taking risks is part of life, but when it comes to choosing ways to protect the things we care about most, guarantees can help ensure our goals will be met. Voyager Universal Life offers several options to help you meet your financial goals, including a no-lapse guarantee. 

This product has specific eligibility requirements. We have multiple face amount options available to fit your needs. 

0-79 $50,000 juvenile; ages 0-19

$50,000 standard; ages 20-79

$100,000 preferred; ages 20-79

Key Features of Voyager Universal Life Insurance

A lifetime no-lapse guarantee option¹ providing the security of a death benefit as long as minimum premiums are paid
Death benefit is free from income taxes
Competitively priced & flexible premium amounts
Payment flexibility²
Flexible & affordable "permanent term" for business succession planning

Built-In Benefits of Voyager Universal Life

These benefits are automatically available to you as part of your Columbus Life policy. All riders may not be available in all states and may include an additional charge.

Life Plus Accelerated Death Benefit Rider®
Advances a portion of the death benefit when certain medical conditions are met3
Change of Insured Rider
Allows for a change of who is insured on the policy (corporate-owned policies only)
Lifetime No-Lapse Guarantee Benefit
Provides security of a guaranteed death benefit for the lifetime of the policy

Optional Riders for Voyager Universal Life Insurance

Columbus Life also offers several optional riders that can be included in your policy. All riders may not be available in all states and may include an additional charge.

Accidental Death Benefit Rider
Pays an additional amount in addition to the death benefit if you die in an accident
Children's Term Rider
Covers eligible children ages 15 days to 18 years, until age 23
Disability Credit Rider
Provides a monthly premium credit after six months' total disability4
Insured Insurability Rider
Allows for an increase in specified amount of insurance regardless of health5
Other Insured Term Rider
Provides term insurance to age 95

Find Out More About Voyager Universal Life Insurance

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Explorer Plus® Universal Life Insurance

Explorer Plus Universal Life Insurance helps protect those you care about while building potential income for yourself with a no-lapse guarantee option.
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Nautical Term® Life Insurance

Nautical Term Life Insurance provides full life insurance coverage for a specific time period. Policies available with terms of 10, 15, 20 or 30 years.
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Legacy Plus Survivorship Universal Life

Legacy Plus Survivorship Universal Life Insurance covers two people in one policy, making it flexible enough for estate planning and business planning scenarios.
Learn More About Legacy Plus Survivorship Universal Life Insurance

Life Plus Accelerated Death Benefit Rider®

The Life Plus Accelerated Death Benefit Rider provides an advance of a portion of a death benefit if you are eligible as a result of chronic illness, terminal illness and specified medical conditions.

Learn More About Life Plus Accelerated Death Benefit Rider

1 Continued Coverage Benefit in IL. The No-Lapse Guarantee provision in the policy will keep the policy in force for the lifetime of the Insured, as long as you pay at least the No-Lapse Guarantee Minimum Monthly Premium as described in the policy. Withdrawals, loans and late payments may require that additional premium be paid to keep the No-Lapse Guarantee active. Review your contract carefully, it specifies factors that may reduce the amount of premium required to maintain the No-Lapse Guarantee for a limited period. Coverage could expire prior to the insured's age 120 if premiums paid are not sufficient to continue coverage to that date.
2 Flexibility only works if sufficient premiums are paid to avoid lapse, as stated in footnote.
3 Accelerated death benefits will reduce the death benefit and may affect the available loan amount and other policy values.
4 Disability Credit Rider is referred to as Disability Benefit Rider in GA, MD and OK.
5 Insured Insurability Rider is referred to as Guaranteed Insurability Rider in MD and TX.

Product and rider provisions, availability, definitions, and benefits may vary by state.

Payment of the benefits of Columbus Life Insurance Company products is backed by the full financial strength of Columbus Life Insurance Company, Cincinnati, Ohio. Guarantees are based on the claims-paying ability of the insurer. Earnings and pre-tax payments are subject to ordinary income tax at withdrawal. Withdrawals may be subject to charges. Neither Columbus Life Insurance Company, nor its agents, offer tax advice. For specific tax information, consult your attorney or tax advisor.  

Columbus Life Insurance Company is a member of Western & Southern Financial Group, Inc. 

Voyager Flexible Premium Universal Life Policy series ICC10 CL 87 1006, and Children's Term Rider ICC18 CLR-135 1803, Accidental Death Rider CLR-136 0101, Accelerated Death Benefit Riders CLR-137 1208, CLR-143 1208, Change of Insured Rider CLR-160 0308, Disability Credit Rider CLR-174 0707, Other Insured Rider ICC18 CLR-177 1803, Life Plus Accelerated Death Benefit Riders CLR-179 1208 and CLR-202 1409, and Insured Insurability Rider CLR-138 0101 issued by Columbus Life Insurance Company.

Life insurance policies contain certain exclusions, limitations, reductions of benefits and terms for keeping them in force. Please contact a financial representative for complete details.