What features matter most when choosing a life insurance product that’s right for you and your family? If flexible coverage and growth potential are important features to you, consider Indexed Explorer Plus.
As life changes, so does your need for life insurance protection.
In addition to death benefit protection, a key advantage of Indexed Explorer Plus, which is an indexed universal life or IUL product, is the flexibility to design and revise your coverage to help meet your needs both today and in the future.
Indexed Explorer Plus is a permanent life insurance product designed for long-term cash value accumulation and income potential. With your choice of allocation options, Indexed Explorer Plus allows your funds to grow based on the performance of an underlying index.
With multiple loan options available to access your cash value, you could benefit from tax-free income — making an IUL an attractive vehicle for meeting intermediate goals such as education funding or long term goals such as supplemental retirement income planning.
Indexed Explorer Plus also provides a competitive balance of maximizing income potential and downside protection through market losses that can help minimize risk of lower returns.
Additionally, life insurance can be much more with the additional protection of living benefits.
Indexed Explorer Plus which has an accelerated death benefit rider allows you to receive an advance portion of the policy’s death benefit, providing you meet one of the qualifying events. Early access to policy benefits could help improve your quality of life and help protect you and your loved ones when financial hardships arise. Connecting life insurance — especially Indexed Explorer Plus with living benefits — can be a financially powerful combination for your future.
Ask your financial professional for more information about life insurance from Columbus Life — and discover how Indexed Explorer Plus could provide the protection and benefits that matter most to you.