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Nautical Term^® Life Insurance

Nautical Term^® Life Insurance

Throughout life, there may be times when you only need life insurance for a specific period of time. Or, you may not need permanent life insurance quite yet, but still want coverage. Nautical Term Life Insurance can help with full life insurance coverage for a specific number of years. And — if an unfortunate event occurs — Nautical Term provides generally tax-free benefits to your beneficiaries at a time when they need them most. Whether you want to help protect your family's home, education plans, a business loan or key business personnel, Nautical Term Life Insurance may be an option.

This product has specific eligibility requirements. We have multiple face amount options available to fit your needs.

AGES	FACE AMOUNTS
18-75; 10-year term	$150,000; 10-year term
18-70; 15-year term	$100,000; 15-, 20- & 30-year term
18-65; 20-year term
18-50; 30-year term

Key Features of Nautical Term Life Insurance

Life insurance protection that can be more cost effective than a permanent life insurance policy

Income tax-free death benefit¹

Replaces key income for your family or business upon your death

Premium amount stays the same for the length of the term

Can be converted into a permanent life insurance policy up to age 70 or when the term ends

Built-In Benefits of Nautical Term Life Insurance

These benefits are automatically available to you as part of your Columbus Life policy. All riders may not be available in all states and may include an additional charge.

Life Plus Accelerated Death Benefit Rider^®

Advances a portion of the death benefit when certain medical conditions are met²

Optional Riders for Nautical Term Life Insurance

Columbus Life also offers several optional riders that can be included in your policy. All riders may not be available in all states and may include an additional charge.

Accidental Death Benefit Rider

Pays an additional amount in addition to the death benefit if you die in an accident

Accidental Death and Specific Loss Rider

Pays an additional amount if you die in an accident or incur the loss of an essential body part

Children's Term Rider

Covers eligible children ages 15 days to 18 years, until age 23

Other Insured Term Rider

Provides term insurance to age 95

Waiver of Premium Rider

Waives all premiums if you become disabled

Find Out More About Nautical Term Life Insurance

Nautical Term Life Insurance Client Guide (PDF)

Find a Columbus Life Independent Agent Near

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