Touchstone’s commitment to being DISTINCTIVELY ACTIVE® encompasses a broad spectrum of mutual funds. Some funds pursue their respective objectives by investing in specified asset classes. An asset class is a category of securities that exhibit common characteristics, behave similarly in the marketplace and often operate under the same laws and regulations.
U.S. Equity Funds
A U.S. equity fund is a mutual fund that invests primarily in stocks issued by U.S. corporations. Equity funds aim to provide long-term growth and/or income. In exchange for growth, however, investors are likely to experience more ups and downs in the value of an investment.
These funds may focus on certain capitalization ranges or may have a specific investment style. Touchstone's U.S. equity funds tend to look dramatically different from their benchmarks and their portfolios each provides a differentiated perspective.
More than half of the world’s companies reside outside of the U.S. An international equity fund is a mutual fund that invests primarily in stocks issued by foreign corporations which allow investors to tap into the growth potential of foreign companies. A global equity fund is typically comprised of U.S. and foreign stocks. International/global equity funds strive to provide long-term growth and/or income. In exchange for growth, however, investors are likely to experience more ups and downs in the value of an investment as well as certain risks that may not be present in U.S. securities. These funds may focus on certain capitalization ranges, geographic regions or may have a specific investment style. Touchstone’s international/global equity funds tend to look dramatically different from their benchmarks and their portfolios each provide a differentiated perspective.
An income fund is a mutual fund that seeks to generate an income stream (typically monthly or quarterly) by investing primarily in securities that offer dividends or interest payments. The funds can hold bonds, preferred stock, common stock or even real estate investment trusts (REITs). By potentially holding hundreds of bonds in a single fund, investors get broader diversification than if they bought individual bonds. Some income funds only invest in securities with certain types of coupons, certain types of issuers, certain types of trading characteristics, certain types of credit ratings, etc. Others may invest in a variety of different income categories. Touchstone’s actively managed income funds may not be correlated with other traditional investments (stocks and cash equivalents). When included in a well-balanced portfolio, income funds may help balance the risks associated with other traditional asset classes.
Multi-asset funds differ from “traditional” funds because they target a specific investment outcome. While there are many versions, multi-asset funds typically have a strategic asset allocation that focuses on specific investment outcomes with targeted exposures, crafted from a wide and deep spectrum of asset classes, factors, styles and investment managers. These characteristics may result in portfolios with broad access to a flexible range of investments that can be adept with market environment changes, while carefully managing risk. Alternative funds are those outside the conventional asset classes. Touchstone’s multi-asset and alternative funds are dynamically managed in an effort to meet their risk/return objectives.
Please consider the investment objectives, risks, charges and expenses of the fund carefully before investing. The prospectus and the summary prospectus contain this and other information about the fund. To obtain a prospectus or a summary prospectus, contact your financial advisor or download and/or request one at Resources & Tools. Please read the prospectus and/or summary prospectus carefully before investing.
Investment return and principal value of an investment in a Fund will fluctuate so that investor's shares, when redeemed, may be worth more or less than their original cost. All investing involves risk.
Touchstone Funds are distributed by Touchstone Securities, Inc., a registered broker-dealer and member FINRA/SIPC
Investment products offered are not FDIC insured, may lose value and have no bank guarantee.
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