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western & southern financial group
western & southern life
columbus life insurance company
eagle realty group
fort washington investment advisors
gerber life insurance
integrity life insurance company
lafayette life insurance company
national integrity life insurance company
touchstone investments
western & southern financial group distributors
Important Notice
  • New York Residents: As the world continues to adapt to the challenges posed by COVID-19, we are making adjustments to take care of customers during this difficult time. Learn more about how we're here to help you.
  • COVID-19: There's nothing more important to us than your well-being. In this climate, we know you're focused on what matters most. Rest assured that we remain focused on our commitment to you. Learn more about how we're responding to COVID-19. Should you need assistance with your policy or contract, please contact your financial professional or our Client Relationship Center at 800-325-8583 for annuities or 866-759-4103 for life insurance.
  • Arkansas & Tennessee Policyholders: If you have been affected by the recent severe weather, we may be able to help. Please contact us immediately at 855-975-4331 with your policy number(s) to discuss options available to you. 
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Built for Times Like These

When times are tough, look to a company that has stood the test of time. Western & Southern Financial Group stands among the strongest life insurance groups in the world.

SEE OUR STRENGTH

Solutions You Can Count On

Retirement income. Beneficiary protection. Product guarantees. And more. We offer a wide variety of insurance and retirement strategies that can manage your financial risks and meet these financial needs. Look to our products for features and benefits you can count on.
Let Our Strengths Be Your Strength

These days, it’s important to work with a company you can believe in. You can be confident in our company’s history and stability. View this short video for the facts on our formidable foundation.

Solutions for Retirement & Legacies

Examine insured solutions for individuals and families

Income Stream for Life

See IncomeSource® for converting some retirement savings into retirement income you can’t outlive.

Pass Your Legacy Forward

Consider Legacy Forward® II for guaranteed life insurance death benefit with asset transfer advantages.

Navigate Paths to Retirement

Select Indextra® fixed indexed annuity to pursue potential growth plus the protection of a guaranteed minimum account value.1.

Prepare for the Unexpected

Choose Critical Illness Plus for benefits to help fill financial gaps not covered by traditional health, disability and life insurance.2
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Check Your Retirement Income Success

Will your retirement income last? See how certain factors may affect it. Try our tool to test your income success. 
Retirement Income Calculator

Value Add Central

View valuable financial services information for your future.
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Social Security Know How

Expand your knowledge about Social Security strategies.
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Elephant in the Room

Discover the “elephant in the room” and how to address it with a Financial Plan B.
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Multigenerational Income

Investigate ways to ensure income payouts for multiple generations of your family.
Western & Southern dates back to the founding of The Western and Southern Life Insurance Company in 1888. 

1 An annuity contains guarantees and protections that are subject to the issuing insurance company’s ability to pay for them. But these guarantees don’t apply to any variable accounts that are subject to investment risk, including possible loss of your principal.

2 Critical Illness Plus is the marketing name for specified disease insurance in New York and critical illness in all other states.

This Critical Illness Plus insurance policy, as well as the Accidental Death Benefit rider if elected, contain exclusions, limitations, and terms for keeping it in force. Policy availability, benefits, coverage, exclusions, and limitations may vary by state. Limited Benefit policy series 0907-80 and 0907-80-U.

Single Premium Universal Life Policy contract series ICC12 1301-3030 WSAICC12 1301-3030 NIL, 1301-3030 NIL NY.  Single Premium Immediate Annuity contract series ICC09 ENT-01 0901, ENT-01 0901, ENT-01 0901 NY.  Single Premium Deferred Annuity Contract with Indexed Interest Options series ICC14 ENT-03 1406.

W&S Financial Group Distributors is an affiliated agency of the issuer. Issuer has sole responsibility for its products. Products may not be available in all states. For complete coverage information and product availability, contact your financial representative.

NOTE: Product availability may vary by distribution channel and state availability. Please consult your financial professional for the products they represent.

Securities offered through Touchstone Securities, Inc., Cincinnati, OH, a registered broker-dealer and member FINRA/SIPC.


No bank guarantee.
Not a deposit.
May lose value.
Not FDIC/NCUA insured.
Not insured by any federal government agency.