Our Family of Companies
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Built for Times Like These

Built for Times Like These

When times are tough, look to a company that has stood the test of time. Western & Southern Financial Group stands among the strongest life insurance groups in the world.


Solutions You Can Count On

Retirement income. Beneficiary protection. Product guarantees. And more. We offer a wide variety of insurance and retirement strategies that can manage your financial risks and help meet these financial needs. Look to our products for features and benefits you can count on.
Let Our Strengths Be Your Strength

These days, it’s important to work with a company you can believe in. You can be confident in our company’s history and stability. View this short video for the facts on our formidable foundation.

Solutions for Retirement & Legacies

Examine insured solutions for individuals and families

Income Stream for Life

See IncomeSource® for converting some retirement savings into retirement income you can’t outlive.

Pass Your Legacy Forward

Consider Legacy Forward® II for guaranteed life insurance death benefit with asset transfer advantages.

Navigate Paths to Retirement

Select Indextra® fixed indexed annuity to pursue potential growth plus the protection of a guaranteed minimum account value.1.

Plan for Your Retirement

Explore the growth opportunities and income flexibilities of fixed annuities.
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Check Your Retirement Income Success

Will your retirement income last? See how certain factors may affect it. Try our tool to test your income success. 
Retirement Income Calculator

Value Add Central

View valuable financial services information for your future.
social security building

Social Security Know How

Expand your knowledge about Social Security strategies.
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Financial Plan B:
Elephant in the Room

Discover the “elephant in the room” and how to address it with a Financial Plan B.
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Multigenerational Income

Investigate ways to ensure income payouts for multiple generations of your family.
Western & Southern dates back to the founding of The Western and Southern Life Insurance Company in 1888. 

1 An annuity contains guarantees and protections that are subject to the issuing insurance company’s ability to pay for them. But these guarantees don’t apply to any variable accounts that are subject to investment risk, including possible loss of your principal.

IncomeSource issued by Integrity Life Insurance Company, Cincinnati, OH,  and National Integrity Life Insurance Company, Greenwich,NY.  Single Premium Immediate Annuity contract series ICC16 ENT-01 1701, ENT-01 1701 NY. Indextra issued by Integrity Life Insurance Company, Cincinnati, OH. Single Premium Deferred Annuity Contract with Indexed Interest Options series: ICC14 ENT-03 1406. Legacy Forward II is issued by National Integrity Life Insurance Company, Greenwich, NY and Western-Southern Life Assurance Company, Cincinnati, OH. Single Premium Universal Life Policy contract series ICC12 1301-3030 WSA, ICC12 1301-3030 NIL, 1301-3030 NIL NY. 

W&S Financial Group Distributors, Inc. (doing business as W&S Financial Insurance Services in CA) is an affiliated life insurance agency of the issuer. Issuer has sole responsibility for its products. Products may not be available in all states. For complete coverage information and product availability, contact your financial representative.

NOTE: Product availability may vary by distribution channel and state availability. Please consult your financial professional for the products they represent.

Securities offered through Touchstone Securities, Inc., Cincinnati, OH, a registered broker-dealer and member FINRA/SIPC.

No bank guarantee. Not a deposit. May lose value. Not FDIC/NCUA insured. Not insured by any federal government agency.