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Product SummaryClient BrochureClient Brochure - Chinese VersionClient Brochure - Spanish VersionAnnuity to Life FlyerBeneficiary Returns for Life FlyerBeneficiary Review Checklist WorksheetBeneficiary CalculatorChronic Illness Case Study Flyer4 Profiling Questions FlyerLarger Legacy FlyerGet a LifeLeaving a LegacyLeaving a Larger Legacy VideoAt-A-Glance Product SummaryGoal Ranking WorksheetLosing Ground is Costly3 Ways to Address Retirement Investment Risks4 Percent Rule Versus Retirement Risks65-Year-Old FlyerEnjoy Your Retirement LIFE BrochureLIFE Event FlyerRetirement Milestones8 Ways Your Annuity May PayAnnuity Strong Points FlyerIs an Annuity Right for You?How Much Are You Really Earning?Retirement Self-Insure FlyerAt-A-Glance Product SummaryRack BrochureGoal Ranking WorksheetLosing Ground is Costly3 Ways to Address Retirement Investment Risks65-Year-Old Flyer4 Percent Rule Versus Retirement RisksEnjoy Your Retirement LIFE BrochureLIFE Event FlyerRetirement Milestones CF-51-23012Annuity Strong Points Flyer8 Ways Your Annuity May PayIs an Annuity Right for You?Annuities Can Help Meet Important Retirement NeedsHow Much Are You Really Earning?Retirement Self-Insure FlyerAt-A-Glance Product SummaryGoal Ranking WorksheetLosing Ground is Costly3 Ways to Address Retirement Investment Risks65-Year-Old Flyer4 Percent Rule Versus Retirement RisksEnjoy Your Retirement LIFE BrochureLIFE Event FlyerRetirement Milestones CF-51-23012Annuity Strong Points Flyer8 Ways Your Annuity May PayIs an Annuity Right for You?Annuities Can Help Meet Important Retirement NeedsHow Much Are You Really Earning?Retirement Self-Insure FlyerAt-A-Glance Product SummaryGoal Ranking WorksheetLosing Ground is Costly3 Ways to Address Retirement Investment Risks65-Year-Old Flyer4 Percent Rule Versus Retirement RisksEnjoy Your Retirement LIFE BrochureLIFE Event FlyerRetirement Milestones CF-51-23012Annuity Strong Points Flyer8 Ways Your Annuity May PayIs an Annuity Right for You?Annuities Can Help Meet Important Retirement NeedsHow Much Are You Really Earning?Retirement Self-Insure FlyerProduct SummaryGoal Ranking WorksheetLosing Ground is Costly3 Ways to Address Retirement Investment Risks65-Year-Old Flyer4 Percent Rule Versus Retirement RisksEnjoy Your Retirement LIFE BrochureLIFE Event FlyerRetirement Milestones CF-51-23012Annuity Strong Points Flyer8 Ways Your Annuity May PayHow Much Are You Really EarningIs an Annuity Right for YouAnnuities Can Help Meet Important Retirement NeedsRetirement Self-Insure FlyerAt-A-Glance Product SummaryRack BrochureGoal Ranking WorksheetLosing Ground is Costly3 Ways to Address Retirement Investment Risks65-Year-Old Flyer4 Percent Rule Versus Retirement RisksEnjoy Your Retirement LIFE BrochureLIFE Event FlyerRetirement Milestones CF-51-23012Annuity Strong Points Flyer8 Ways Your Annuity May PayIs an Annuity Right for You?Annuities Can Help Meet Important Retirement NeedsHow Much Are You Really Earning?Retirement Self-Insure FlyerAt-A-Glance Product SummaryGoal Ranking WorksheetLosing Ground is Costly3 Ways to Address Retirement Investment Risks65-Year-Old Flyer4 Percent Rule Versus Retirement RisksEnjoy Your Retirement LIFE BrochureLIFE Event FlyerRetirement Milestones CF-51-23012Annuity Strong Points Flyer8 Ways Your Annuity May PayIs an Annuity Right for You?Annuities Can Help Meet Important Retirement NeedsHow Much Are You Really Earning?Retirement Self-Insure FlyerProduct SummaryQLACs Know the FactsIncome Fact FinderIncome PlaybookGoal Ranking WorksheetLosing Ground is Costly3 Simple Retirement Income Questions3 Ways to Address Retirement Investment Risks65-Year-Old Flyer4 Percent Rule Versus Retirement RisksEnjoy Your Retirement LIFE BrochureLIFE Event FlyerRetirement Milestones CF-51-23012Annuity Strong Points FlyerAnnuities Can Help Meet Important Retirement NeedsRetirement FreedomRetirement Self-Insure FlyerClient BrochureProduct SummaryIncome Fact FinderIncome PlaybookIncreasing Payout Option FlyerBeneficiary Refund Options FlyerIncreasing Income Stream FlyerMultigenerational Income WorksheetMultigenerational Income Strategies BrochureGoal Ranking WorksheetLosing Ground is Costly3 Simple Retirement Income Questions3 Ways to Address Retirement Investment Risks65-Year-Old Flyer4 Percent Rule Versus Retirement RisksEnjoy Your Retirement LIFE BrochureLIFE Event FlyerRetirement Milestones CF-51-23012Annuity Strong Points FlyerAnnuities Can Help Meet Important Retirement NeedsRetirement Self-Insure FlyerRetirement FreedomClient BrochureClient Combo BrochureClient GLWB BrochureGuaranteed Lifetime Withdrawal Benefit (GLWB) Roll-up CalculatorGLWB Pays to Wait FlyerGMAV Flyer3D Client FlyerTriple Laddering FlyerA Strong Retirement Vehicle Flyer65-Year-Old FlyerEnjoy Your Retirement LIFE BrochureLIFE Event FlyerThe Extra in Indextra GMAV 5-Year flyerThe Extra in Indextra GMAV 7-Year FlyerThe Extra in Indextra GMAV 10-Year FlyerGS Momentum Builder® Multi-Asset Class Index BrochureJ.P. 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Morgan Strategic BalancedSM Index Client GuideGoal Ranking WorksheetLosing Ground is Costly3 Ways to Address Retirement Investment Risks4 Percent Rule Versus Retirement RisksAnnuity Strong Points FlyerRetirement Milestones CF-51-23012Annuities Can Help Meet Important Retirement NeedsRetirement Self-Insure FlyerClient GuideGoal Ranking WorksheetLosing Ground is Costly3 Ways to Address Retirement Investment RisksAnnuity Strong Points Flyer65-Year-Old Flyer4 Percent Rule Versus Retirement RisksEnjoy Your Retirement LIFE BrochureLIFE Event FlyerRetirement Milestones CF-51-23012Annuities Can Help Meet Important Retirement NeedsRetirement Self-Insure FlyerClient BrochureInvestment Options FlyerGLWB Self Style Allocation Options FlyerGuaranteed Lifetime Income Advantage (GLIA) BrochureGLIA Plus Client BrochureAsset Allocation Client BrochureGoal Ranking WorksheetLosing Ground is Costly3 Ways to Address Retirement Investment Risks4 Percent Rule Versus Retirement RisksEnjoy Your Retirement LIFE BrochureLIFE Event FlyerRetirement Milestones CF-51-23012Annuities Can Help Meet Important Retirement NeedsIntegrity ProspectusNational Integrity ProspectusIntegrity Product PerformanceNational Integrity Product PerformanceRetirement Self-Insure FlyerClient BrochureInvestment Options FlyerGLWB Self Style Allocation Options FlyerGuaranteed Lifetime Income Advantage (GLIA) BrochureGLIA Plus Client BrochureAsset Allocation Client BrochureGoal Ranking WorksheetLosing Ground is Costly3 Ways to Address Retirement Investment Risks4 Percent Rule Versus Retirement RisksEnjoy Your Retirement LIFE BrochureLIFE Event FlyerRetirement Milestones CF-51-23012Annuities Can Help Meet Important Retirement NeedsIntegrity Prospectus - Contracts Issued On or After Jan 1, 2012National Integrity Prospectus - Contracts Issued On or After Jan 1, 2012Integrity Prospectus - Contracts Issued Prior to Jan 1, 2012National Integrity Prospectus - Contracts Issued Prior to Jan 1, 2012Integrity Product PerformanceNational Integrity Product PerformanceRetirement Self-Insure FlyerProduct BrochureETF Investment Options FlyerGuaranteed Lifetime Withdrawal Benefit (GLWB) BrochureGoal Ranking WorksheetLosing Ground is Costly3 Ways to Address Retirement Investment Risks4 Percent Rule Versus Retirement RisksEnjoy Your Retirement LIFE BrochureLIFE Event FlyerRetirement Milestones CF-51-23012Annuities Can Help Meet Important Retirement NeedsIntegrity ProspectusNational Integrity ProspectusIntegrity Product PerformanceNational Integrity Product PerformanceRetirement Self-Insure Flyer
Annuitant Beneficiary DesignationNon-Financial Service RequestElection of AnnuitizationIndividual Retirement Account Required Minimum DistributionsBeneficiary Required Distribution Election Form - Stretch IRA - NQ ExtendedNon-Financial Service RequestPartial Withdrawal Policy Loan RequestRequest for SurrenderRequest for Systematic Payment PlanSystematic Withdrawal RequestGuarantee Rate OptionNon Financial ServiceOwnership Change RequestLong Term Care Confinement CertificateAnnuity Beneficiary DesignationNon-Financial Service RequestElection of AnnuitizationIndividual Retirement Account Required Minimum DistributionsBeneficiary Required Distribution Election Form - Stretch IRA - NQ ExtendedNon-Financial Service RequestPartial Withdrawal / Policy Loan RequestPolicy Benefit DispositionRequest for SurrenderRequest for Systematic Payment PlanSystematic Withdrawal RequestGuarantee Rate Option RenewalName Successor OwnerNon-Financial Service RequestNotification of Death of OwnerOwnership Change RequestLong Term Care Confinement CertificateRequest for Policy ServiceAnnuity Service Request – Non-Financial Transactions – Beneficiary DesignationAnnuity Service Request – Financial TransactionsBeneficiary Required Distribution Election Form - Stretch IRA - NQ ExtendedElection of AnnuitizationRequired Minimum DistributionsRequest for Premium/Dividend/Loan Policy Benefit DispositionSystematic Withdrawal RequestAbsolute Assignment / Ownership ChangeAuthorization to Withdraw Funds from a Checking or Savings AccountLong Term Care Confinement CertificationName Successor OwnerNotification of Death of OwnerRequest for Policy Service
"Get a Life" - Life Insurance Awareness
IMPORTANT DISCLOSURES
W&S Financial Group Distributors, Inc. (doing business in CA as W&S Financial Insurance Services) is an affiliated life insurance agency of the issuer. Issuer has sole financial responsibility for its products. All are members of Western & Southern Financial Group.
Payment of benefits under the annuity contract is the obligation of, and is guaranteed by, the issuing company. Guarantees are based on the claims-paying ability of the issuer. Products are backed by the full financial strength of the issuing company.
Earnings and pre-tax payments are subject to income tax at withdrawal. Withdrawals may be subject to charges. Withdrawals from an annuity are subject to ordinary income tax, and, if taken before age 59½ may be subject to 10% IRS penalty.
Annuity contracts have terms and limitations for keeping them in force. Please contact a financial representative for complete details.
An annuity is a long-term financial vehicle designed for retirement. An insurance company accepts premiums and provides future income or a lump-sum amount to the contract owner by contractual agreement.
No bank guarantee · Not a deposit · May lose value · Not FDIC/NCUA insured
Payment of benefits under the annuity contract is the obligation of, and is guaranteed by, the issuing company. Guarantees are based on the claims-paying ability of the issuer. Products are backed by the full financial strength of the issuing company.
Earnings and pre-tax payments are subject to income tax at withdrawal. Withdrawals may be subject to charges. Withdrawals from an annuity are subject to ordinary income tax, and, if taken before age 59½ may be subject to 10% IRS penalty.
Annuity contracts have terms and limitations for keeping them in force. Please contact a financial representative for complete details.
An annuity is a long-term financial vehicle designed for retirement. An insurance company accepts premiums and provides future income or a lump-sum amount to the contract owner by contractual agreement.
No bank guarantee · Not a deposit · May lose value · Not FDIC/NCUA insured
