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Our Legacy Master® Whole Life Insurance Helps Maximize Your Financial Future

With Legacy Master Whole Life Insurance, you make one lump sum payment, referred to as a single premium, then simply let your cash value grow. This policy combines tax-deferred living benefits with the income tax-free death benefit of a life insurance policy. It helps you maximize the inheritance you leave as your legacy while doing so in a tax efficient way. If you don't need income from current assets, consider a Legacy Master Single Premium Whole Life Insurance policy as part of your wealth transfer strategy.

Benefits of Legacy Master Whole Life Insurance

Perks from a Legacy Master Whole Life Insurance policy include:

  • Cash value grows, income tax deferred

  • Guaranteed death benefit to protect your loved ones

  • Proceeds pass to your beneficiary income tax-free, and potentially free of estate taxes

  • Death benefits may be paid without going through probate, preventing potential hassles and delays

  • Create an immediate estate with one single premium
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Could This Whole Life Policy Be Right for You?

Planning for your financial future doesn't have to be complicated, and we're here to help you design a practical financial strategy. Your financial representative can provide support and assist in mapping out a plan to help achieve your goals, which may include:

  • Controlling how your estate grows
  • Providing a secure future for your loved ones
  • Leaving a bequest to a charitable organization
  • Leaving an inheritance that may be passed on income tax-free
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Details About This Single Premium Whole Life Insurance

With Legacy Master, you make one premium payment then simply let your cash value grow. You reap tax-deferred living benefits with the income tax-free death benefit of a life insurance policy. The death benefit is guaranteed for the life of the insured unless canceled by cash surrender or exhausted by loan.

Legacy Master allows flexibility for you to get the most value out of your assets. If an emergency arises, you are able to access the policy's cash value. Or you can let the cash value grow, income tax deferred, maximizing the legacy you leave.

For example, Ed purchases a $100,000 Legacy Master policy with a benefit of $176,032. Because life insurance passes income tax-free, Ed's beneficiary will receive $76,032 more than if Ed were to die today, leaving him the $100,000 taxable asset.

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Learn about our whole life insurance policy, and determine if it's the best choice for your needs.


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Single Premium Whole Life Policy series 0701-3030 WSA issued by Western-Southern Life Assurance Company, Cincinnati, Ohio, which operates in DC and all states except AK, NH, NY and RI.

These policies and benefits may not be available in all states, and benefits may vary by state.

Payment of benefits under the life insurance policy is the obligation of, and is guaranteed by, the issuing company. Guarantees are based on the claims-paying ability of the issuer. Products are backed by the full financial strength of the issuing company.

Life insurance policies contain certain exclusions, limitations, reductions of benefits and terms for keeping them in force. Please contact a financial representative for complete details.

Life insurance products are not bank products, are not a deposit, are not insured by the FDIC, nor any other federal entity, have no bank guarantee, and may lose value.