Our Family of Companies
western & southern financial group logo
western & southern life
columbus life logo
eagle realty group logo
fort washington logo
gerber life logo
integrity life logo
lafayette life logo
national integrity life logo
touchstone investments logo
w&s financial group distributors logo
multi generational family at home

Legacy Master® Single Premium Whole Life Insurance

Preserve the wealth you’ve worked so hard to build and pay only one premium with this lifetime policy to help maximize your family’s inheritance.

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

By submitting your information, you agree that Western & Southern Life may contact you at the number provided, possibly using automated technology or a prerecorded voice, to market products and services. You understand submitting your information is not required to make a purchase. Data rates may apply. You may revoke this consent by contacting 877-367-9734. You have read, and agree to, the Privacy Policy.

Why Choose Legacy Master?

With Legacy Master Whole Life Insurance, you make one lump sum payment, referred to as a single premium, then simply let your cash value grow. This policy offers tax-deferred living benefits and a guaranteed death benefit to help protect your loved ones. It helps you maximize the inheritance you leave as your legacy while doing so in a tax efficient way. If you don't need income from current assets, consider a Legacy Master Single Premium Whole Life Insurance policy as part of your wealth transfer strategy.

Benefits of Legacy Master Whole Life Insurance

Perks from a Legacy Master Whole Life Insurance policy include:

  • Guaranteed death benefit to help protect your loved ones

  • Cash value grows, income tax deferred 

  • Proceeds generally pass to your beneficiary income tax-free

  • Death benefits may be paid without going through probate, preventing potential hassles and delays

  • Create an immediate estate with one single premium
Or
Give us a call 866-832-7714 866-832-7714

Could This Whole Life Policy Be Right for You?

Planning for your financial future doesn't have to be complicated, and we're here to help you design a practical financial strategy. Your financial representative can provide support and assist in mapping out a plan to help achieve your goals, which may include:

  • Controlling how your estate grows
  • Providing a secure future for your loved ones
  • Leaving a bequest to a charitable organization
  • Leaving an inheritance that's generally passed on income tax-free
Calculate My Needs

Details About This Single Premium Whole Life Insurance

With Legacy Master, you make one premium payment then simply let your cash value grow. You reap tax-deferred living benefits with the potential of an income tax-free death benefit of a life insurance policy. The death benefit is guaranteed for the life of the insured unless canceled by cash surrender or exhausted by loan1.

Legacy Master allows flexibility for you to get the most value out of your assets. If an emergency arises, you are able to access the policy's cash value1. Or you can let the cash value grow, income tax deferred, maximizing the legacy you leave.

Explore Additional Resources

Consider Legacy Master

Learn about our whole life insurance policy, and determine if it's the best choice for your needs.

DOWNLOAD BROCHURE

Leave a Larger Legacy

You worked hard for your money. Perhaps you'd like to leave a legacy with it. 

Play Video

Join Our Newsletter

Receive timely lifestyle, financial and how-to information as well as personalized offers and tips.

SUBSCRIBE TODAY
Or
Give us a call 866-832-7714 866-832-7714
IMPORTANT DISCLOSURES

1 Surrender charges may apply. Policy Benefits in some cases are mutually exclusive. Loans, withdrawals and advances will reduce the death benefit and cash surrender value and may cause the policy to lapse. The lapse or surrender of a policy with an outstanding loan may result in taxable income. 

Single Premium Whole Life Insurance Policy (Single Premium Universal Life or Single Premium Universal Whole Life Policy in some states) Policy series ICC19 1901-3030 WSA issued by Western-Southern Life Assurance Company, Cincinnati, Ohio, which operates in DC and all states except NY. The policy will be issued as a Modified Endowment Contract (MEC) for tax purposes. Any withdrawals or surrenders could result in a taxable event. Distributions are taxable to the extent that there is gain in the contract. A 10% penalty applies for distributions prior to age 59½ with certain exceptions. In order for policies funded by an exchange to be issued as a non-MEC, the entire single premium must be in the form of a 1035 Exchange, and the existing policy must not be a MEC.

These policies and benefits may not be available in all states, and benefits may vary by state.

Payment of benefits under the life insurance policy is the obligation of, and is guaranteed by, the issuing company. Guarantees are based on the claims-paying ability of the issuer. Products are backed by the full financial strength of the issuing company.

Life insurance policies contain certain exclusions, limitations, reductions of benefits and terms for keeping them in force. Please contact a financial representative for complete details.

Life insurance products are not bank products, are not a deposit, are not insured by the FDIC, nor any other federal entity, have no bank guarantee, and may lose value.