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Small Business

As a small business owner, you have countless responsibilities. That’s why we’ve assembled a library of resources to help you with decisions regarding employee benefits (including SEP and SIMPLE IRAs), insurance, succession planning, tax deductions, asset protection strategies and more.
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Help Protect the Survival of Your Business With Business Succession Planning

Help ensure your business thrives with succession planning. Address leadership, ownership, and future goals to secure continuity through retirement, disability, or death.
Business owners developing goals for their five-year business plan

How & Why to Build a 5-Year Business Plan for Your Company

A 5-year business plan sets goals, identifies opportunities, projects growth, and helps address strengths and weaknesses to attract investors.
Two business partners work and discuss how to transfer business ownership

How to Transfer Business Ownership

Learn how to transfer business ownership with a plan, valuation, expert advice, and proper paperwork to ensure compliance and finalize the process.
A bakery owner and employee walking through their new small business 401(k)

How to Set Up a Small Business 401(k): A Step-by-Step Guide

To set up a small business 401(k), select the appropriate plan type, choose investment options, determine employer contributions, write the plan document, establish a trust for plan assets, inform employees, manage record-keeping, and update investments and rules as needed.
Female smiling after purchasing life insurance for business owners

Life Insurance for Business Owners

Life insurance can be a strategic tool for business owners that can help ensure the continuity and stability of a business in the event of the owner's death. This guide will explore the importance, benefits, and options available for life insurance tailored specifically for business owners.
Businesswomen having meeting to discuss employee benefits for your business sep or simple iras

Employee Benefits for Your Business: SEP or SIMPLE IRAs?

When choosing employee benefits, you can select between SEP and SIMPLE IRAs. SEP IRAs are funded only by the employer and offer more flexibility, while SIMPLE IRAs have specific requirements and allow contributions from both.
Cafe owner looking up "what is a SEP?" on his tablet

What Is a SEP Account? 

A SEP (Simplified Employee Pension) account allows employers to make tax-deductible, uniform retirement contributions for themselves and employees up to 25% of compensation, but does not permit loans, catch-up contributions, or direct employee participation.
man researches business valuation methods online in his shop to answer: what is my business worth?

What Is My Business Worth? Understanding Valuation

As a business owner, you might often wonder, "What is my business worth?" Understanding your company’s value is critical for making informed financial decisions, whether you're planning to sell, expand, protect, or attract investors.
Female small business owner top 5 asset protection strategies business owners

Top 5 Asset Protection Strategies for Business Owners

The top 5 asset protection strategies for business owners are incorporate your business, open separate accounts, get insurance, follow compliance rules, and understand protection laws to shield your personal assets from business liability.
male coffee shop owner smiles inside his cafe and plans to build a quality employee benefits package

Better Small Business Benefit Packages: 6 Tips for Recruiting & Retaining Talent

Create better small business benefit packages by surveying employees, offering tailored benefits like remote work and retirement plans, and using group rates for cost-effective options like disability insurance.
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