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Meet Our Family of Companies
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The Legacy You Leave Is Insured by Us

Our Whole Life Insurance Helps Protect Your Family’s Lifestyle For Your Lifetime

Whole life insurance could give you protection for your entire lifetime, and premiums stay the same regardless of your age, health or lifestyle changes. It also builds cash value and may pay policy dividends. The whole life policy that's right for you depends on your family's needs and how you prefer to pay your premiums.

Choose Whole Life Insurance That's Right For You

Western & Southern’s whole life insurance policies can be tailored to fit your specific needs. You have the option to include supplemental add-ons, or riders, that provide you with additional protection.

Benefits Simple Choice Whole Superior Value® Legacy Master®
Single Payment Premium Only one total payment made at the beginning of your coverage 
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Fixed Premiums Same amount owed every time your payment is due
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Accelerated Death Benefit Rider Can access your life insurance benefit as a living benefit
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May Earn Dividends Potential income from company profits at recurring times throughout the year
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Guaranteed Insurability Rider Increase your existing coverage and not be excluded for a preexisting condition
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  Explore Simple Choice Whole Life Explore Superior Value Whole Life Explore Legacy Master Whole Life

Take the Next Step to Help Ensure Your Peace of Mind

 
FIND AN OFFICE OR REP REQUEST AN APPOINTMENT Call 866-832-7714

How Much Whole Life Insurance Do You Need?

Life insurance can be an important element of your overall financial strategy. Answer a few quick questions about your situation to estimate how much whole life insurance coverage you might need.
Calculate Whole Life Insurance Needs

Learn More About Whole Life Insurance

Start with these educational articles to help empower you to make more informed decisions about your financial future.
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Understanding Whole Life Insurance

Life Insurance
mature mother hangs clothes outside with adult daughter as they discuss benefits of whole life insurance

Seeing the Benefits of Whole Life Insurance

Life Insurance
grandfather takes grandson fishing after researching the difference between term and whole life insurance

What Is the Difference Between Term & Whole Life Insurance?

Life Insurance
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Why I Bought Whole Life Insurance in My Early 20s

Life Insurance
mother and daughter read a book in her bedroom as mom considers buying permanent life insurance

What Is Permanent Life Insurance & Is It Right for You?

Life Insurance
young father with dividend-paying whole life insurance policy plays soccer with his young son

What Is Dividend-Paying Whole Life Insurance?

Life Insurance
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Options for Cash Value Life Insurance Before Retirement

Retirement Planning
retired woman holds flower bloom in her garden and thinks about options for cash value life insurance

Options for Cash Value Life Insurance in Retirement

Retirement Planning
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Why Consider Whole Life Insurance From Western & Southern?  

When you’re looking for whole life insurance protection, Western & Southern has a heritage of providing whole life insurance to people just like you. Our financial ratings make us one of the strongest life insurance groups, offering you the financial stability you can count on. We have knowledgeable financial representatives available to help you with your whole life insurance needs.

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IMPORTANT DISCLOSURES
Single Premium Whole Life Policy series ICC19 1901-3030 WSA issued by Western-Southern Life Assurance Company, Cincinnati, Ohio, which operates in DC and all states except NY.

Whole Life Insurance Policy series ICC16 1606-110, ICC16 1606-322 issued by The Western and Southern Life Insurance Company, Cincinnati, Ohio,  which operates in DC and all states except AK, ME, MA, and NY.

These policies and benefits may not be available in all states, and benefits may vary by state.

Payment of benefits under the life insurance policy is the obligation of, and is guaranteed by, the issuing company. Guarantees are based on the claims-paying ability of the issuer. Products are backed by the full financial strength of the issuing company.

Life insurance policies contain certain exclusions, limitations, reductions of benefits and terms for keeping them in force. Please contact a financial representative for complete details.

Life insurance products are not bank products, are not a deposit, are not insured by the FDIC, nor any other federal entity, have no bank guarantee, and may lose value.