Critical Illness Insurance for the Living
Plan for the unexpected. 1.6 million new cancer cases were diagnosed in 2016. About 1.68 million new cases of cancer are expected to be diagnosed in 2017. (Cancer Facts and Figures 2016, American Cancer Society)
Approximately 800,000 strokes will occur this year, with one occurring every 40 seconds. Approximately 55,000 more women than men have a stroke each year. (www.stroke.org/understand-stroke/what-stroke, accessed on 3/14/17)
About 92.1 million Americans have one or more types of heart disease or stroke. Each year, an American will suffer a heart attack about every 40 seconds. (American Heart Disease and Stroke Statistics 2017 At-a-Glance)
Benefits you can count on.
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Money available when you need it, for what you need, if you are diagnosed with a critical illness insured condition, as defined in the policy.
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Your money can be used for anything you please, if you are diagnosed with a critical illness insured condition, as defined in the policy.
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Coverage for critical illnesses beyond your health plan, if you are diagnosed with a critical illness insured condition, as defined in the policy.
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Return of Premium* Return of premium paid upon death of policy holder. No return of premium will be made if the insured dies from any cause listed in the Exceptions and Limitations section of the policy. *Return of Premium is not available in all states.
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No reduction in benefits past age 65 with the Critical Illness Plus Plan* *The maximum benefit amount in force on critical illness base policies will automatically be reduced by 50% on the policy date anniversary on or following the insured’s 65th birthday. The premium does not reduce.
Talk to one our Financial Representatives for more information.
Western & Southern Financial Group
©2017 The Western and Southern Life Insurance Company. Critical Illness Insurance does not replace the need for health insurance. The Western and Southern Life Insurance Company, Cincinnati, OH, operates in DC and all states except AK, CT, ME, MA, NH, NY and VT. Limited Benefit Policy series 0907-80 and 0907-80-U issued by The Western and Southern Life Insurance Company. Critical Illness coverage is not comprehensive health insurance coverage (often referred to as major medical coverage). It does not satisfy the individual mandate of the Patient Protection and Affordable Care Act. It does not meet the requirements of minimum essential coverage as defined by federal law. This policy contains exclusions, limitations, a reduction of benefits, and terms for keeping the policy in force. Product availability, benefits, coverage, and exclusions and limitations may vary by state.
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