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Life Insurance

Determining what life insurance you may need — including benefits, costs and the time to buy — can be challenging. Deepen your understanding of whole, term and universal life insurance and how these solutions could help increase security for you and your loved ones. 

A happy family sharing the couch in a living room wondering is life insurance taxable

Is Life Insurance Taxable?

In many situations, life insurance is not taxable. Knowing the exceptions can help you and your beneficiaries plan ahead. 
Life Insurance
Asian parents and young daughter playing and talking about life insurance myths

5 Common Life Insurance Myths

If you're unclear about what life insurance is — and what it isn't — here's how to separate common myths from the facts.
Life Insurance
grandfather fishing with grandson after determining his reasons for life insurance

5 Overlooked Reasons for Life Insurance

Life insurance can do more than cover your funeral costs. Here are five of the overlooked financial reasons to buy life insurance.
Life Insurance
Soldier with family upon returning home before considering life insurance for veterans

How Is Life Insurance for Veterans Different?

As a veteran transitioning to civilian life, it's important to understand what life insurance options are available to you.
Life Insurance
Happy older couple exchanging Christmas gifts at home and wondering what is a 1035 exchange

What Is a 1035 Exchange?

If you're considering changing your insurance policy or annuity contract, a 1035 exchange could help you avoid paying taxes on the surrendered funds. 
Life Insurance
Grandfather laughing with grandson after discussing a modified endowment contract

What Is a Modified Endowment Contract?

A modified endowment contract (MEC) is a life insurance policy in which funding has exceeded federal tax law limits. Here's what else you should know. 
Life Insurance
Young couple looking out at the harbor, symbolizing their insurance policy's free look period

What Is a Life Insurance "Free Look Period"?

An extra window of time to review your policy and ask questions could make a big difference in helping you remain satisfied with your coverage.
Life Insurance
Woman and daughter in a tent: difference between whole life insurance and universal life insurance

What's the Difference Between Whole Life Insurance & Universal Life Insurance?

Considering a permanent life insurance policy? You can start by understanding the differences between whole and universal life.
Life Insurance
mom cooks with daughter after researching difference between accidental death insurance and life insurance

What's the Difference Between Accidental Death Insurance & Life Insurance?

Life insurance and accidental death insurance might sound similar, but they're meant to serve different needs — here's how they could fit with yours.
Life Insurance
young father with dividend-paying whole life insurance policy plays soccer with his young son

What Is Dividend-Paying Whole Life Insurance?

Dividend-paying whole life insurance offers you the opportunity to indirectly participate in an insurance company's financial performance.
Life Insurance
female doctor explains what to expect during the life insurance medical exam to her female patient

The Life Insurance Medical Exam: What Can I Expect?

If you're wary of the life insurance medical exam, here's some helpful information on the process — and how to prepare — to help put you at ease.
Life Insurance
young woman conducts research on her laptop computer at home to determine her life insurance needs

How Much Life Insurance Do You Need?

Life insurance can help provide peace of mind for tomorrow, but determining how much coverage is enough for your individual needs can be tough.
Life Insurance
senior couple at home researches on laptop how to spot five common online life insurance scams

How to Spot 5 Common Online Life Insurance Scams

Buying and managing life insurance online can be both helpful and precarious. Learn how to avoid some of the most common online life insurance scams.
Life Insurance
daughter whispers to her dad sitting on park bench as he reviews his family’s life insurance needs

Is It Time to Review Your Life Insurance Needs?

Change is a part of life, but is your life insurance policy keeping up? Learn how a life insurance review could help you plan for the road ahead.
Life Insurance
happy couple plays on swings in a park in the fall and discusses options for cash value life insurance

Options for Cash Value Life Insurance Before Retirement

In addition to a death benefit, permanent life insurance policies offer cash value. However, do you know about some of many benefits of cash value?
Life Insurance
retired woman holds flower bloom in her garden and thinks about options for cash value life insurance

Options for Cash Value Life Insurance in Retirement

Permanent life insurance provides a death benefit and may help give you peace of mind. But do you know about the benefits of cash value for retirees?
Life Insurance
Senior couple discussing options how living benefits could help protect your future

How Living Benefits Could Help Protect Your Future

You may know life insurance offers a death benefit, but did you realize many policies also offer living benefits? Learn more here.
Life Insurance
smiling grandmother hugs her granddaughter on the couch and reflects about life insurance for children

Life Insurance for Children or Grandchildren? Consider the Benefits

Life insurance could provide many rewards — and life insurance for children or grandchildren is no exception. Explore the benefits here.
Life Insurance
woman gives employer life insurance coverage presentation to two female and two male employees

Employer Life Insurance Coverage — Is It Enough?

You might be protected by an employer-sponsored life insurance policy, but there might be problems with relying solely on life insurance through work.
Life Insurance
family meets real estate agent in front of house and considers mortgage protection with life insurance

Home Sweet Home: Mortgage Protection With Life Insurance

Life insurance could help you keep your loved ones where they belong: at home. Learn more about mortgage protection with life insurance.
Life Insurance
Brother playing with new sibling life insurance babies gift

Could Life Insurance for Babies Make the Perfect Gift?

Rattles and onesies are nice, but life insurance could also make an excellent gift for newborns. Learn about the benefits and available policy types.
Life Insurance
mother and daughter read a book in her bedroom as mom considers buying permanent life insurance

What Is Permanent Life Insurance & Is It Right for You?

Permanent life insurance is just that — permanent. But there's so much more to this type of life insurance. Explore the ins and outs here.
Life Insurance
two daughters kiss their mom on the cheek as they discuss buying life insurance to protect the family

Buying Life Insurance? From Quote to Coverage in 5 Simple Steps

Once you know which policy is right for you, you could enter the next phase of the process: buying life insurance. Explore the basics here.
Life Insurance
Mother helping daughter with hair seeing benefits whole life insurance

Seeing the Benefits of Whole Life Insurance

Is a whole life insurance policy right for you? Sometimes it helps to start with the benefits, which could help you decide.
Life Insurance
middle-aged man explains to friend on the phone why he bought whole life insurance at age 23

Why I Bought Whole Life Insurance in My Early 20s

One writer shares his story about what inspired him to buy a whole life insurance policy in his early 20s.
Life Insurance
middle-aged couple checks map on hike as they consider buying convertible term life insurance

Is Convertible Term Life Insurance Right for You?

With convertible term life insurance, you could switch your term policy to permanent coverage without passing a health exam.
Life Insurance
mom plays patty-cake game with her daughter inside bedroom tent and thinks about term life insurance

Why I Bought Term Life Insurance

Learn about one woman's experience with term life insurance, including why she decided on a policy and finds value in it for her needs.
Life Insurance
grandfather looks lovingly at his granddaughter as he considers buying multiple life insurance policies

Can You Have Multiple Life Insurance Policies?

Life insurance could help you protect your loved ones from financial uncertainty, but are you certain that one policy is enough for your needs?
Life Insurance
family having picnic discussing life insurance

Life Insurance 101: Your Quick & Easy Guide

Life insurance comes in many forms, so explore the available options — and discover which could be right for your needs.
Life Insurance
older couple laughs as they ride bikes down a path and discuss whole life insurance together

Understanding Whole Life Insurance

Whole life insurance could help give you peace of mind today for the uncertainties of tomorrow. Learn more about whole life insurance here.
Life Insurance
multigenerational family life insurance and you

Life, Insurance & You: Comparing Types of Life Insurance

Don't get lost in the weeds when considering which type of life insurance would best meet your needs. Compare your options.
Life Insurance
happy retired couple uses a tablet computer on the beach to research when should you get life insurance

Retirement: When Should You Get Life Insurance?

After decades of hard work, you've finally walked out of your job and into retirement. Now, is life insurance on your radar?
Life Insurance
Couple getting life insurance after career change

Career Change: When Should You Get Life Insurance?

Whether you are thinking about a career change — or have just put in your two weeks' notice — here's why life insurance may be something to consider.
Life Insurance
friends throw confetti at bride and groom and counsel them later about when should you get life insurance

Just Married: When Should You Get Life Insurance?

Consider making life insurance your "something new." If you're a newlywed, here's why life insurance could be something to think about.
Life Insurance
multigenerational family has fun in their backyard as adults discuss universal life insurance

Understanding Universal Life Insurance

Looking for flexible, long-term life insurance? Universal life could be the answer. Here's how it works.
Life Insurance
grandfather takes grandson fishing after researching the difference between term and whole life insurance

What Is the Difference Between Term & Whole Life Insurance?

Explore the difference between term and whole life — and understand when each policy type might make sense.
Life Insurance
happy mature husband and wife embrace in the park as they discuss options for buying life insurance

Buying Life Insurance? Explore Your Options in 5 Simple Steps

Purchasing life insurance doesn't have to be complicated. We've broken down the research process into five steps to help you get started.
Life Insurance
mother and father think about 15-year term life insurance as they walk along a lake with their son

15-Year Term Life Insurance: Is It a Good Fit for You?

Explore 15-year term life insurance, and learn if it's the best choice for your needs and goals.
Life Insurance