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Life Insurance
Determining what life insurance you may need — including benefits, costs and the time to buy — can be challenging. Deepen your understanding of whole, term and universal life insurance and how these solutions could help increase security for you and your loved ones.
An Accidental Death Rider is an add-on or provision to a life insurance policy that provides an additional payout if the insured's death results from an accident.
A life insurance beneficiary is the person who would receive the death benefit from your policy. Here's some information to help you make the right choice.
You likely have employer-provided life insurance coverage, but is this coverage enough? Your coverage needs may change at different stages of your career.
Helping to replace lost income is just one of the many benefits of life insurance. Here are nine reasons why having a life insurance policy can be important for the future well-being of your family.
Overfunded life insurance is an approach where you contribute more funds to a permanent life insurance policy than required for its premiums. This method boosts your policy's cash value growth, providing tax benefits and serving as an appealing investment alternative for those pursuing financial flexibility and long-term wealth building.
Buying and managing life insurance online can be both helpful and precarious. Learn how to help avoid some of the most common online life insurance scams.
Cash value life insurance is generally not taxable as it grows within the policy. However, taxes may apply to withdrawals, loans, or surrenders that exceed the total premium payments made, so it's essential to understand the specific rules and consult a tax advisor for guidance.
Cash value life insurance is a type of permanent life insurance with both a death benefit and a cash value component. A portion of your premium payments goes towards building this cash value with the potential to earn interest and grow.
Life insurance policies have a grace period, also known as a "free look period," during which you can review and evaluate a newly purchased policy without any financial risks. If you decide to cancel within this timeframe, you'll receive a full refund of any premiums paid, allowing you to make an informed decision without pressure.
Whether you are thinking about a career change — or have just put in your two weeks' notice — here's why life insurance may be something to consider.
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