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Maximize Benefits Offered to Your Employees


We appreciate the unique challenges that every small business owner faces today. Whether it is being able to retain talent, maximize the value of your business, exit ownership of your business, or manage rising healthcare and health insurance costs, our Financial Representatives are ready to work with you to help you meet these challenges.

With BenefitsPLUS, employees can arrange to purchase Western & Southern Life insurance products and have the premium deducted directly from their paychecks. Our BenefitsPLUS Voluntary Payroll Deduction program is quick and easy for you and your employees.1

Advantages for Employers

BenefitsPLUS offers you and your company several key advantages. By providing access to BenefitsPLUS, your company will:

  • Provide a helpful service to employees with minimal effort
  • Have no out-of-pocket employer costs because the program is funded entirely by employee contributions
  • Have no government reports to file
  • Have no hassles with questions - billing questions are directed to our Western & Southern Life toll-free phone number for quick resolution

Advantages for Employees

BenefitsPLUS has a number of advantages for your employees, too. By participating in BenefitsPLUS, your employees:

  • Can purchase insurance products without the hassle of mailing a monthly check
  • Choose automatic deductions that correspond to your pay schedule (e.g., weekly, biweekly, twice monthly, or monthly)
  • Could be eligible for life insurance coverage even if they have health problems
  • Are able to keep their policies if they retire or leave the company

Enrollment Options

Through our BenefitsPLUS program, you can provide your employees with convenient access to important life insurance protection from a company they can depend on. Your employees can choose from among a variety of options when they enroll in BenefitsPLUS, including:

  • Life Insurance
  • Accidental Death Insurance
  • Critical Illness Insurance2

Take the Next Step to Help Ensure Your Peace of Mind

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Why BenefitsPLUS From Western & Southern?

We know the implementation of small business employee benefits can be challenging. As a Fortune 500 company with more than 130 years of financial strength, Western & Southern offers you a business partnership grounded in integrity and stability to help simplify the process. Our financial representatives are ready to show you how to reduce costs and eliminate paperwork.  A knowledgeable financial representative is available to help you with your benefit needs. 


1BenefitsPLUS can provide life insurance to small businesses and help the business retain employees. A financial representative can help the employees with product selection. Small businesses can allow a financial representative to visit employees to sell life insurance to them. BenefitsPLUS is offered by The Western and Southern Life Insurance Company, Cincinnati, Ohio.  The Western and Southern Life insurance Company in which operates in DC and all states except AK, ME, MA, and NY

2Critical Illness does not replace the need for health insurance.