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Consider Your Path for Retirement 

Choices give you the opportunity to find the destination you want.

Help Give Your Retirement Income a Boost With Our Annuities

The way you live today has considerable impact on how you live tomorrow. That means if you want a relaxing and financially secure retirement, you have to plan now. If you're still young, you may be able to enjoy the benefits of compound interest.

An annuity is a long-term investment designed for retirement purposes. An annuity has an accumulation phase as well as a payout phase. When annuitized, it can guarantee a stream of income that may help you maintain a comfortable lifestyle for the rest of your life.

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Choose the Type of Annuity That's Right For You

The type of annuity that's best for you depends on whether you are saving for retirement or living in retirement. The way you live today has considerable impact on how you live tomorrow. That means if you want a relaxing and financially secure retirement, you have to plan now.

Benefits Fixed Annuity Variable Annuity Immediate Annuity
Tax-Deferred No taxes owed on contract earnings until withdrawn or distributed
 
Guaranteed Interest Rate Minimum interest rate guaranteed for life of contract
   
Aggressive Risk Tolerance Greater risk exposure in return for greater growth potential
   
Conservative Risk Tolerance Lower risk exposure in return for greater stability
   
Immediate Income Income payments that start right away
   
  Fixed Annuities Variable Annuities Immediate Annuities

Types of Annuity Products

Fixed Annuity

Accumulates wealth based on a minimum interest rate for the life of your annuity

Explore Fixed Annuities

Variable Annuity

Choose how to allocate your funds within your tolerance ranging from aggressive to conservative

Explore Variable Annuities

Immediate Annuity

Receive payments that typically begin right away and last for as long as you choose
Explore Immediate Annuities

Learn More About Annuities for Retirement

Start with these educational articles to help empower you to make more informed decisions about your financial future.
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Annuities 101: What Are Annuities?

What is an annuity — and how could it help you prepare for the future? Enroll in our crash course to discover the answers to your questions.
A Mature Smiling Couple Completes Paperwork On Their Laptop

What Are Your Annuity Payout Options?

You don't have to own a luxury car or a beach house in Bali to own an annuity. Learn why annuities could be an option for everyone.
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How Can a Charitable Gift Annuity Help You Leave a Legacy?

Looking to leave behind a bighearted legacy that also leaves room for your retirement plans? Consider a charitable gift annuity. 
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5 Questions to Ask Before Choosing a Fixed Indexed Annuity

A fixed indexed annuity could be an excellent tool for your retirement. These five questions could help you decide if one is right for your needs.
Happy couple reviewing annuity income rider details online on a tablet device at home.

What Is an Annuity Income Rider & Why Would You Include One?

Some annuities offer income riders that can increase potential growth and flexibility in your benefits. Does a rider fit into your plan?

Why Annuities From Western & Southern?

When you’re planning how to create a financially secure retirement, you may want to consider annuities from a company with a history of stability. With our solid financial ratings from widely regarded independent agencies and a heritage of 130 years of financial strength, Western & Southern has become one of the strongest life insurance groups in the world.
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